Credit du Maroc (CAS:CDM) Price-to-Tangible-Book: 1.52 (As of Sep. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:CDM Credit du Maroc SA CAS:CDM
66 GF Score
Price MAD985.00
GF Value MAD1,107.71
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Credit du Maroc Price-to-Tangible-Book?

Credit du Maroc CAS:CDM 66 Price-to-Tangible-Book is 1.52 as of Sep. 03, 2026. GuruFocus rates CAS:CDM with a GF Score™ of 66/100 and a GF Value™ of MAD1,107.71 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,495 Banks companies, Credit du Maroc ranks worse than 68.29% on this metric.

As of today (2026-09-03), Credit du Maroc's share price is MAD985.00. Credit du Maroc's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was MAD646.45. Hence, Credit du Maroc's Price to Tangible Book Ratio of today is 1.52.

The historical rank and industry rank for Credit du Maroc's Price-to-Tangible-Book or its related term are showing as below:

CAS:CDM' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.8   Med: 1.21   Max: 1.77
Current: 1.52

During the past 13 years, Credit du Maroc's highest Price to Tangible Book Ratio was 1.77. The lowest was 0.80. And the median was 1.21.

CAS:CDM's Price-to-Tangible-Book is ranked worse than
68.29% of 1495 companies
in the Banks industry
Industry Median: 1.2 vs CAS:CDM: 1.52

A closely related ratio is called PB Ratio. As of today, Credit du Maroc's share price is MAD985.00. Credit du Maroc's Book Value per Sharefor the quarter that ended in Jun. 2026 was MAD743.75. Hence, Credit du Maroc's P/B Ratio of today is 1.32.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Credit du Maroc Price-to-Tangible-Book Related Terms


Credit du Maroc Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Credit du Maroc's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit du Maroc Price-to-Tangible-Book Chart

Credit du Maroc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.13 1.14 1.39 1.45 1.57

Credit du Maroc Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.77 1.54 1.57 1.47 1.49

CAS:CDM vs USB, PNC: Price-to-Tangible-Book Comparison

For the Banks - Regional subindustry, Credit du Maroc's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit du Maroc Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Credit du Maroc's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Credit du Maroc's Price-to-Tangible-Book falls into.


CAS:CDM
66GF Score
Credit du Maroc SA CAS:CDM
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit du Maroc Price-to-Tangible-Book Calculation

Credit du Maroc's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Jun. 2026 )
=985.00/646.451
=1.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about Price-to-Tangible-Book →
What does a Price-to-Tangible-Book of 1.52 mean?
Credit du Maroc (CAS:CDM) has a Price-to-Tangible-Book of 1.52 as of Sep. 03, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Credit du Maroc and its competitors. According to the industry distribution chart, Credit du Maroc ranks #1021 out of 1495 companies in the Banks industry, placing it in the top 68.3%.
Is Credit du Maroc's Price-to-Tangible-Book too high?
Credit du Maroc's current Price-to-Tangible-Book is 1.52. The Banks industry median Price-to-Tangible-Book is 1.20. Credit du Maroc's value of 1.52 is 26.7% above this industry median. Based on the distribution chart, Credit du Maroc ranks #1021 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Credit du Maroc has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's Price-to-Tangible-Book compare to USB and PNC?
According to the Banks industry distribution chart, Credit du Maroc ranks #1021 out of 1495 companies for Price-to-Tangible-Book. This places Credit du Maroc in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.20. Credit du Maroc's value of 1.52 is 26.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit du Maroc's current Price-to-Tangible-Book of 1.52 is 26.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Credit du Maroc and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit du Maroc's current Price-to-Tangible-Book is 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,107.71, compared to a current price of MAD985.00 — trading 11.1% below its estimated fair value. The current Price-to-Tangible-Book is 1.52 and 26.7% above the Banks industry median of 1.20. Credit du Maroc's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current Price-to-Tangible-Book is 1.52 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit du Maroc (CAS:CDM) Overvalued in 2026?

Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued. The current stock price of MAD985.00 is trading 11.1% below its estimated GF Value™ of MAD1,107.71. GuruFocus considers Credit du Maroc to be Modestly Undervalued.

Key valuation signals for CAS:CDM:

  • Price-to-Tangible-Book: 1.52
  • GF Value™: MAD1,107.71 vs. price of MAD985.00 (11.1% below fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 26.7% above the Banks median (#1021 of 1495)

No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit du Maroc Business Description

Address 48-58 Bd. Mohammed V, Casablanca, MAR
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
66GF Score

Get the complete analysis for CAS:CDM

Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD985.00
Price
MAD1,107.71
GF Value