Credit du Maroc (CAS:CDM) Shiller PE Ratio: 17.04 (As of Aug. 06, 2026) — 13% Below Median

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CAS:CDM Credit du Maroc SA CAS:CDM
57 GF Score
Price MAD1,000.00
GF Value MAD1,107.22
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Credit du Maroc Shiller PE Ratio?

Credit du Maroc CAS:CDM +2.56% 57 Shiller PE Ratio is 17.04 as of Aug. 06, 2026, which is 13% below its 10-year median of 19.60. GuruFocus rates CAS:CDM with a GF Score™ of 57/100 and a GF Value™ of MAD1,107.22 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,236 Banks companies, Credit du Maroc ranks worse than 67.31% on this metric.

As of today (2026-08-06), Credit du Maroc's current share price is MAD1000.00. Credit du Maroc's E10 for the quarter that ended in Jun. 2026 was MAD58.67. Credit du Maroc's Shiller PE Ratio for today is 17.04.

The historical rank and industry rank for Credit du Maroc's Shiller PE Ratio or its related term are showing as below:

CAS:CDM' s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.8   Med: 19.6   Max: 25.55
Current: 16.99

During the past years, Credit du Maroc's highest Shiller PE Ratio was 25.55. The lowest was 13.80. And the median was 19.60.

CAS:CDM's Shiller PE Ratio is ranked worse than
67.31% of 1236 companies
in the Banks industry
Industry Median: 14 vs CAS:CDM: 16.99

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Credit du Maroc's adjusted earnings per share data for the three months ended in Jun. 2026 was MAD23.880. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is MAD58.67 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Credit du Maroc  (CAS:CDM) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Credit du Maroc Shiller PE Ratio Related Terms


Credit du Maroc Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Credit du Maroc's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit du Maroc Shiller PE Ratio Chart

Credit du Maroc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 15.62 19.72 20.22 19.18

Credit du Maroc Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.38 19.32 19.18 17.70 16.40

CAS:CDM vs PNC, USB: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Credit du Maroc's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit du Maroc Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit du Maroc's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Credit du Maroc's Shiller PE Ratio falls into.


CAS:CDM
57GF Score
Credit du Maroc SA CAS:CDM
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit du Maroc Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Credit du Maroc's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=1000.00/58.67
=17.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit du Maroc's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Credit du Maroc's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=23.88/333.9520*333.9520
=23.880

Current CPI (Jun. 2026) = 333.9520.

Credit du Maroc Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 8.190 241.428 11.329
201612 5.390 241.432 7.456
201703 9.600 243.801 13.150
201706 10.810 244.955 14.737
201709 9.290 246.819 12.570
201712 3.880 246.524 5.256
201803 10.590 249.554 14.171
201806 13.620 251.989 18.050
201809 10.800 252.439 14.287
201812 19.140 251.233 25.442
201903 11.500 254.202 15.108
201906 16.130 256.143 21.030
201909 12.370 256.759 16.089
201912 6.760 256.974 8.785
202003 6.730 258.115 8.707
202006 -4.550 257.797 -5.894
202009 7.390 260.280 9.482
202012 7.920 260.474 10.154
202103 8.440 264.877 10.641
202106 17.090 271.696 21.006
202109 10.410 274.310 12.673
202112 21.720 278.802 26.016
202203 12.360 287.504 14.357
202206 17.480 296.311 19.701
202209 10.440 296.808 11.747
202212 -3.130 296.797 -3.522
202303 12.560 301.836 13.896
202306 13.700 305.109 14.995
202309 14.720 307.789 15.971
202312 5.250 306.746 5.716
202403 14.630 312.332 15.643
202406 21.290 314.175 22.630
202409 16.960 315.301 17.963
202412 15.210 315.605 16.094
202503 18.210 319.799 19.016
202506 22.700 322.561 23.502
202509 22.500 324.800 23.134
202512 15.950 324.054 16.437
202603 24.980 330.213 25.263
202606 23.880 333.952 23.880

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 17.04 mean?
Credit du Maroc (CAS:CDM) has a Shiller PE Ratio of 17.04 as of Aug. 06, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credit du Maroc and its competitors. This is 13% below median its historical median of 19.60. Over the past decade, Credit du Maroc's Shiller PE Ratio has ranged from 13.80 to 25.55. According to the industry distribution chart, Credit du Maroc ranks #832 out of 1236 companies in the Banks industry, placing it in the top 67.3%.
Is Credit du Maroc's Shiller PE Ratio too high?
Credit du Maroc's current Shiller PE Ratio of 17.04 is 13% below median its 10-year median of 19.60. Over the past 10 years, this metric has ranged from a low of 13.80 to a high of 25.55. The Banks industry median Shiller PE Ratio is 14.00. Credit du Maroc's value of 17.04 is 21.7% above this industry median. Based on the distribution chart, Credit du Maroc ranks #832 out of 1236 companies in the Banks industry, which is below the industry midpoint. Overall, Credit du Maroc has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's Shiller PE Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Credit du Maroc ranks #832 out of 1236 companies for Shiller PE Ratio. This places Credit du Maroc in the lower half of its industry. The industry median Shiller PE Ratio is 14.00. Credit du Maroc's value of 17.04 is 21.7% above this benchmark. Historically, Credit du Maroc's own Shiller PE Ratio has ranged from 13.80 to 25.55 over the past decade. While the company's 10-year median is 19.60 vs. the industry median of 14.00, Credit du Maroc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.00, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit du Maroc's current Shiller PE Ratio of 17.04 is 21.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credit du Maroc and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit du Maroc's current Shiller PE Ratio is 17.04, which is 13% below median its own 10-year median of 19.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,107.22, compared to a current price of MAD1,000.00 — trading 9.7% below its estimated fair value. The current Shiller PE Ratio is 17.04, which is 13% below median its 10-year median of 19.60 and 21.7% above the Banks industry median of 14.00. Credit du Maroc's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current Shiller PE Ratio is 17.04 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit du Maroc (CAS:CDM) Overvalued in 2026?

Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued. The current stock price of MAD1,000.00 is trading 9.7% below its estimated GF Value™ of MAD1,107.22. GuruFocus considers Credit du Maroc to be Modestly Undervalued.

Key valuation signals for CAS:CDM:

  • Shiller PE Ratio: 17.04 (13% below median its 10-year median of 19.60)
  • GF Value™: MAD1,107.22 vs. price of MAD1,000.00 (9.7% below fair value)
  • GF Score™: 57/100 with 2 warning signs
  • Industry Position: 21.7% above the Banks median (#832 of 1236)

No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit du Maroc Business Description

Address 48-58 Bd. Mohammed V, Casablanca, MAR
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
57GF Score

Get the complete analysis for CAS:CDM

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,000.00
Price
MAD1,107.22
GF Value