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Credit du Maroc (CAS:CDM) Cyclically Adjusted PB Ratio : 1.85 (As of Jun. 02, 2025)


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What is Credit du Maroc Cyclically Adjusted PB Ratio?

As of today (2025-06-02), Credit du Maroc's current share price is MAD1110.00. Credit du Maroc's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was MAD601.25. Credit du Maroc's Cyclically Adjusted PB Ratio for today is 1.85.

The historical rank and industry rank for Credit du Maroc's Cyclically Adjusted PB Ratio or its related term are showing as below:

CAS:CDM' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.06   Med: 1.47   Max: 1.95
Current: 1.85

During the past years, Credit du Maroc's highest Cyclically Adjusted PB Ratio was 1.95. The lowest was 1.06. And the median was 1.47.

CAS:CDM's Cyclically Adjusted PB Ratio is ranked worse than
83.33% of 1284 companies
in the Banks industry
Industry Median: 1.01 vs CAS:CDM: 1.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Credit du Maroc's adjusted book value per share data for the three months ended in Dec. 2024 was MAD724.093. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MAD601.25 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Credit du Maroc Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Credit du Maroc's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credit du Maroc Cyclically Adjusted PB Ratio Chart

Credit du Maroc Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.20 1.43 1.55

Credit du Maroc Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.43 1.56 1.61 1.50 1.55

Competitive Comparison of Credit du Maroc's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Credit du Maroc's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit du Maroc's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Credit du Maroc's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Credit du Maroc's Cyclically Adjusted PB Ratio falls into.


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Credit du Maroc Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Credit du Maroc's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1110.00/601.25
=1.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit du Maroc's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Credit du Maroc's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=724.093/133.1571*133.1571
=724.093

Current CPI (Dec. 2024) = 133.1571.

Credit du Maroc Quarterly Data

Book Value per Share CPI Adj_Book
201503 0.000 99.621 0.000
201506 0.000 100.684 0.000
201509 387.124 100.392 513.473
201512 393.815 99.792 525.484
201603 402.773 100.470 533.810
201606 403.852 101.688 528.830
201609 410.506 101.861 536.631
201612 416.300 101.863 544.196
201703 415.724 102.862 538.163
201706 426.466 103.349 549.468
201709 0.000 104.136 0.000
201712 423.828 104.011 542.593
201803 432.013 105.290 546.356
201806 445.746 106.317 558.277
201809 456.106 106.507 570.234
201812 471.236 105.998 591.978
201903 475.532 107.251 590.398
201906 487.023 108.070 600.082
201909 499.547 108.329 614.037
201912 507.033 108.420 622.717
202003 494.380 108.902 604.493
202006 492.483 108.767 602.917
202009 499.277 109.815 605.403
202012 520.659 109.897 630.860
202103 529.305 111.754 630.675
202106 541.947 114.631 629.532
202109 552.139 115.734 635.259
202112 573.985 117.630 649.753
202203 585.735 121.301 642.985
202206 576.733 125.017 614.286
202209 584.968 125.227 622.014
202212 579.808 125.222 616.550
202303 594.707 127.348 621.836
202306 581.233 128.729 601.228
202309 641.951 129.860 658.252
202312 646.466 129.419 665.136
202403 661.071 131.776 667.998
202406 647.825 132.554 650.773
202409 664.783 133.029 665.424
202412 724.093 133.157 724.093

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Credit du Maroc  (CAS:CDM) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Credit du Maroc Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Credit du Maroc's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Credit du Maroc Business Description

Traded in Other Exchanges
N/A
Address
48-58 Bd. Mohammed V, Casablanca, MAR
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.

Credit du Maroc Headlines

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