Credit du Maroc (CAS:CDM) Liabilities-to-Assets : 0.90 (As of Mar. 2026)

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CAS:CDM Credit du Maroc SA CAS:CDM
60 GF Score
Price MAD1,000.00
GF Value MAD1,089.96
Valuation Fairly Valued
! 2 Warning Signs
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What is Credit du Maroc Liabilities-to-Assets?

Credit du Maroc CAS:CDM +4.06% 60 Liabilities-to-Assets is 0.90 as of Mar. 2026. GuruFocus rates CAS:CDM with a GF Score™ of 60/100 and a GF Value™ of MAD1,089.96 (Fairly Valued). The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Credit du Maroc's Total Liabilities for the quarter that ended in Mar. 2026 was MAD74,068 Mil. Credit du Maroc's Total Assets for the quarter that ended in Mar. 2026 was MAD82,562 Mil. Therefore, Credit du Maroc's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.90.


Credit du Maroc  (CAS:CDM) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Credit du Maroc Liabilities-to-Assets Related Terms


Credit du Maroc Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Credit du Maroc's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit du Maroc Liabilities-to-Assets Chart

Credit du Maroc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 0.90 0.90 0.89 0.90

Credit du Maroc Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.90 0.90 0.90 0.90

CAS:CDM vs PNC, USB: Liabilities-to-Assets Comparison

For the Banks - Regional subindustry, Credit du Maroc's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit du Maroc Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Credit du Maroc's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Credit du Maroc's Liabilities-to-Assets falls into.


CAS:CDM
60GF Score
Credit du Maroc SA CAS:CDM
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit du Maroc Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Credit du Maroc's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=75525.088/83728.097
=0.90

Credit du Maroc's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=74067.787/82561.732
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.90 mean?
Credit du Maroc (CAS:CDM) has a Liabilities-to-Assets of 0.90 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Credit du Maroc and its competitors.
Is Credit du Maroc's Liabilities-to-Assets too high?
Credit du Maroc's current Liabilities-to-Assets is 0.90. Overall, Credit du Maroc has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's Liabilities-to-Assets compare to PNC and USB?
Credit du Maroc's Liabilities-to-Assets of 0.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Credit du Maroc and its competitors. Credit du Maroc's current Liabilities-to-Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Fairly Valued. The stock's GF Value™ is MAD1,089.96, compared to a current price of MAD1,000.00 — trading 8.3% below its estimated fair value. The current Liabilities-to-Assets is 0.90. Credit du Maroc's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current Liabilities-to-Assets is 0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit du Maroc (CAS:CDM) Overvalued in 2026?

Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued. The current stock price of MAD1,000.00 is trading 8.3% below its estimated GF Value™ of MAD1,089.96. GuruFocus considers Credit du Maroc to be Fairly Valued.

Key valuation signals for CAS:CDM:

  • Liabilities-to-Assets: 0.90
  • GF Value™: MAD1,089.96 vs. price of MAD1,000.00 (8.3% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit du Maroc Business Description

Address 48-58 Bd. Mohammed V, Casablanca, MAR
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
60GF Score

Get the complete analysis for CAS:CDM

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,000.00
Price
MAD1,089.96
GF Value