Credit du MarocCAS:CDM +0.93%55 Debt-to-Equity is 0.46 as of Mar. 2026, which is 31% below its 10-year median of 0.67. GuruFocus rates CAS:CDM with a GF Score™ of 55/100 and a GF Value™ of MAD1,087.32 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,421 Banks companies, Credit du Maroc ranks better than 57% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Credit du Maroc's Debt-to-Equity or its related term are showing as below:
CAS:CDM'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.29 Med: 0.67 Max: 1.04
Current: 0.46
During the past 13 years, the highest Debt-to-Equity Ratio of Credit du Maroc was 1.04. The lowest was 0.29. And the median was 0.67.
CAS:CDM's Debt-to-Equity is ranked better than 57% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs CAS:CDM: 0.46
Credit du Maroc (CAS:CDM) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Credit du Maroc Debt-to-Equity Related Terms
Credit du Maroc Debt-to-Equity Historical Data
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The historical data trend for Credit du Maroc's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Credit du Maroc's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit du Maroc Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Credit du Maroc's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Credit du Maroc's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit du Maroc (CAS:CDM) has a Debt-to-Equity of 0.46 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit du Maroc and its competitors. This is 31% below median its historical median of 0.67. Over the past decade, Credit du Maroc's Debt-to-Equity has ranged from 0.29 to 1.04. According to the industry distribution chart, Credit du Maroc ranks #611 out of 1421 companies in the Banks industry, placing it in the top 43%.
Is Credit du Maroc's Debt-to-Equity too high?
Credit du Maroc's current Debt-to-Equity of 0.46 is 31% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.04. The Banks industry median Debt-to-Equity is 0.56. Credit du Maroc's value of 0.46 is 17.9% below this industry median. Based on the distribution chart, Credit du Maroc ranks #611 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Credit du Maroc has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Credit du Maroc ranks #611 out of 1421 companies for Debt-to-Equity. This puts Credit du Maroc in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Credit du Maroc's value of 0.46 is 17.9% below this benchmark. Historically, Credit du Maroc's own Debt-to-Equity has ranged from 0.29 to 1.04 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 0.56, Credit du Maroc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit du Maroc's current Debt-to-Equity of 0.46 is 17.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit du Maroc and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit du Maroc's current Debt-to-Equity is 0.46, which is 31% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,087.32, compared to a current price of MAD980.00 — trading 9.9% below its estimated fair value. The current Debt-to-Equity is 0.46, which is 31% below median its 10-year median of 0.67 and 17.9% below the Banks industry median of 0.56. Credit du Maroc's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current Debt-to-Equity is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit du Maroc (CAS:CDM) Overvalued in 2026?
Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued.
The current stock price of MAD980.00 is trading 9.9% below its estimated GF Value™ of MAD1,087.32.
GuruFocus considers Credit du Maroc to be Modestly Undervalued.
Key valuation signals for CAS:CDM:
Debt-to-Equity: 0.46 (31% below median its 10-year median of 0.67)
GF Value™: MAD1,087.32 vs. price of MAD980.00 (9.9% below fair value)
Industry Position: 17.9% below the Banks median (#611 of 1421)
No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
55GF Score
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