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Dubai National Insurance & Reinsurance PSCDFM:DNIR 78 3-Year Book Growth Rate is 11.50% as of Jun. 2026, which is 69% above its 10-year median of 6.80. GuruFocus rates DFM:DNIR with a GF Score™ of 78/100 and a GF Value™ of د.إ4.88 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 475 Insurance companies, Dubai National Insurance & Reinsurance PSC ranks better than 62.32% on this metric.
During the past 12 months, Dubai National Insurance & Reinsurance PSC's average Book Value per Share Growth Rate was 12.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 8.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 7.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Dubai National Insurance & Reinsurance PSC was 36.20% per year. The lowest was -30.20% per year. And the median was 6.80% per year.
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Dubai National Insurance & Reinsurance PSC 3-Year Book Growth Rate Related Terms
DFM:DNIR vs BRK.A, AIG, HIG: 3-Year Book Growth Rate Comparison
For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai National Insurance & Reinsurance PSC 3-Year Book Growth Rate vs Insurance Industry
Dubai National Insurance & Reinsurance PSC 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.50% mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a 3-Year Book Growth Rate of 11.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Dubai National Insurance & Reinsurance PSC and its competitors. This is 69% above median its historical median of 6.80. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #179 out of 475 companies in the Insurance industry, placing it in the top 37.7%.
Is Dubai National Insurance & Reinsurance PSC's 3-Year Book Growth Rate too high?
Dubai National Insurance & Reinsurance PSC's current 3-Year Book Growth Rate of 11.50% is 69% above median its 10-year median of 6.80. The Insurance industry median 3-Year Book Growth Rate is 8.30. Dubai National Insurance & Reinsurance PSC's value of 11.50% is 38.6% above this industry median. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #179 out of 475 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's 3-Year Book Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #179 out of 475 companies for 3-Year Book Growth Rate. This puts Dubai National Insurance & Reinsurance PSC in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.30. Dubai National Insurance & Reinsurance PSC's value of 11.50% is 38.6% above this benchmark. While the company's 10-year median is 6.80 vs. the industry median of 8.30, Dubai National Insurance & Reinsurance PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.30, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai National Insurance & Reinsurance PSC's current 3-Year Book Growth Rate of 11.50% is 38.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current 3-Year Book Growth Rate is 11.50%, which is 69% above median its own 10-year median of 6.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.88, compared to a current price of د.إ3.38 — trading 30.7% below its estimated fair value. The current 3-Year Book Growth Rate is 11.50%, which is 69% above median its 10-year median of 6.80 and 38.6% above the Insurance industry median of 8.30. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current 3-Year Book Growth Rate is 11.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued.
The current stock price of د.إ3.38 is trading 30.7% below its estimated GF Value™ of د.إ4.88.
GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.
Key valuation signals for DFM:DNIR:
3-Year Book Growth Rate: 11.50% (69% above median its 10-year median of 6.80)
GF Value™: د.إ4.88 vs. price of د.إ3.38 (30.7% below fair value)
Industry Position: 38.6% above the Insurance median (#179 of 475)
No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
78GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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