The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Dubai National Insurance & Reinsurance PSC Pretax Margin % Related Terms
Dubai National Insurance & Reinsurance PSC Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai National Insurance & Reinsurance PSC Pretax Margin % Chart
Dubai National Insurance & Reinsurance PSC Annual Data
DFM:DNIR vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai National Insurance & Reinsurance PSC Pretax Margin % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a Pretax Margin % of 25.58% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. This is 13% below median its historical median of 29.53. Over the past decade, Dubai National Insurance & Reinsurance PSC's Pretax Margin % has ranged from 15.56 to 38.30. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #176 out of 501 companies in the Insurance industry, placing it in the top 35.1%.
Is Dubai National Insurance & Reinsurance PSC's Pretax Margin % too high?
Dubai National Insurance & Reinsurance PSC's current Pretax Margin % of 25.58% is 13% below median its 10-year median of 29.53. Over the past 10 years, this metric has ranged from a low of 15.56 to a high of 38.30. The Insurance industry median Pretax Margin % is 12.04. Dubai National Insurance & Reinsurance PSC's value of 25.58% is 112.5% above this industry median. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #176 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #176 out of 501 companies for Pretax Margin %. This puts Dubai National Insurance & Reinsurance PSC in the upper half of its industry. The industry median Pretax Margin % is 12.04. Dubai National Insurance & Reinsurance PSC's value of 25.58% is 112.5% above this benchmark. Historically, Dubai National Insurance & Reinsurance PSC's own Pretax Margin % has ranged from 15.56 to 38.30 over the past decade. While the company's 10-year median is 29.53 vs. the industry median of 12.04, Dubai National Insurance & Reinsurance PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai National Insurance & Reinsurance PSC's current Pretax Margin % of 25.58% is 112.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current Pretax Margin % is 25.58%, which is 13% below median its own 10-year median of 29.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ5.88, compared to a current price of د.إ3.05 — trading 48.1% below its estimated fair value. The current Pretax Margin % is 25.58%, which is 13% below median its 10-year median of 29.53 and 112.5% above the Insurance industry median of 12.04. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current Pretax Margin % is 25.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued.
The current stock price of د.إ3.05 is trading 48.1% below its estimated GF Value™ of د.إ5.88.
GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.
Key valuation signals for DFM:DNIR:
Pretax Margin %: 25.58% (13% below median its 10-year median of 29.53)
GF Value™: د.إ5.88 vs. price of د.إ3.05 (48.1% below fair value)
Industry Position: 112.5% above the Insurance median (#176 of 501)
No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai National Insurance & Reinsurance PSC Business Description
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
77GF Score
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