Dubai National Insurance & Reinsurance PSC (DFM:DNIR) 3-Year ROIIC % : 0.00% (As of Dec. 2025)


DFM:DNIR Dubai National Insurance & Reinsurance PSC DFM:DNIR
72 GF Score
Price د.إ3.00
GF Value د.إ5.90
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Dubai National Insurance & Reinsurance PSC 3-Year ROIIC %?

Dubai National Insurance & Reinsurance PSC DFM:DNIR 72 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus rates DFM:DNIR with a GF Score™ of 72/100 and a GF Value™ of د.إ5.90 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 332 Insurance companies, Dubai National Insurance & Reinsurance PSC ranks worse than 301204.52% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % or its related term are showing as below:

DFM:DNIR's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.275
* Ranked among companies with meaningful 3-Year ROIIC % only.

Dubai National Insurance & Reinsurance PSC  (DFM:DNIR) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Dubai National Insurance & Reinsurance PSC 3-Year ROIIC % Related Terms


Dubai National Insurance & Reinsurance PSC 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai National Insurance & Reinsurance PSC 3-Year ROIIC % Chart

Dubai National Insurance & Reinsurance PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year ROIIC %
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Dubai National Insurance & Reinsurance PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

DFM:DNIR vs BRK.A, AIG, HIG: 3-Year ROIIC % Comparison

For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai National Insurance & Reinsurance PSC 3-Year ROIIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % falls into.


DFM:DNIR
72GF Score
Dubai National Insurance & Reinsurance PSC DFM:DNIR
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai National Insurance & Reinsurance PSC 3-Year ROIIC % Calculation

Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( 0 (Dec. 2025) - 0 (Dec. 2022) )/( 1306.45815 (Dec. 2025) - 742.42835 (Dec. 2022) )
=/564.0298
=0.00%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 0.00 mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a 3-Year ROIIC % of 0.00 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #999999 out of 332 companies in the Insurance industry.
Is Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % too high?
Dubai National Insurance & Reinsurance PSC's current 3-Year ROIIC % is 0.00. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #999999 out of 332 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's 3-Year ROIIC % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #999999 out of 332 companies for 3-Year ROIIC %. This places Dubai National Insurance & Reinsurance PSC in the lower half of its industry. The industry median 3-Year ROIIC % is 5.28. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.28, based on 332 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ5.90, compared to a current price of د.إ3.00 — trading 49.2% below its estimated fair value. The current 3-Year ROIIC % is 0.00. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued. The current stock price of د.إ3.00 is trading 49.2% below its estimated GF Value™ of د.إ5.90. GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.

Key valuation signals for DFM:DNIR:

  • 3-Year ROIIC %: 0.00
  • GF Value™: د.إ5.90 vs. price of د.إ3.00 (49.2% below fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai National Insurance & Reinsurance PSC Business Description

Address Sheikh Zayed road, P.O. Box: 1806, 3rd Floor, Dubai National Insurance Building, Next to Mazaya Center, Behind Coca Cola Arena, Dubai, ARE
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
72GF Score

Get the complete analysis for DFM:DNIR

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.00
Price
د.إ5.90
GF Value