Dubai National Insurance & Reinsurance PSC (DFM:DNIR) FCF Margin %: -43.08% (As of Mar. 2026)


DFM:DNIR Dubai National Insurance & Reinsurance PSC DFM:DNIR
77 GF Score
Price د.إ3.05
GF Value د.إ5.88
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Dubai National Insurance & Reinsurance PSC FCF Margin %?

Dubai National Insurance & Reinsurance PSC DFM:DNIR 77 FCF Margin % is -43.08% as of Mar. 2026. GuruFocus rates DFM:DNIR with a GF Score™ of 77/100 and a GF Value™ of د.إ5.88 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Dubai National Insurance & Reinsurance PSC ranks worse than 51.3% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Dubai National Insurance & Reinsurance PSC's Free Cash Flow for the three months ended in Mar. 2026 was د.إ-52.4 Mil. Dubai National Insurance & Reinsurance PSC's Revenue for the three months ended in Mar. 2026 was د.إ121.5 Mil. Therefore, Dubai National Insurance & Reinsurance PSC's FCF Margin % for the quarter that ended in Mar. 2026 was -43.08%.

As of today, Dubai National Insurance & Reinsurance PSC's current FCF Yield % is 9.66%.

The historical rank and industry rank for Dubai National Insurance & Reinsurance PSC's FCF Margin % or its related term are showing as below:

DFM:DNIR' s FCF Margin % Range Over the Past 10 Years
Min: -9.26   Med: 14.05   Max: 28.06
Current: 8.83


During the past 13 years, the highest FCF Margin % of Dubai National Insurance & Reinsurance PSC was 28.06%. The lowest was -9.26%. And the median was 14.05%.

DFM:DNIR's FCF Margin % is ranked worse than
51.3% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs DFM:DNIR: 8.83


Dubai National Insurance & Reinsurance PSC FCF Margin % Related Terms


Dubai National Insurance & Reinsurance PSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Dubai National Insurance & Reinsurance PSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai National Insurance & Reinsurance PSC FCF Margin % Chart

Dubai National Insurance & Reinsurance PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.17 28.06 -9.26 0.42 24.92

Dubai National Insurance & Reinsurance PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.56 -1.02 35.62 61.19 -43.08

DFM:DNIR vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai National Insurance & Reinsurance PSC FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's FCF Margin % falls into.


DFM:DNIR
77GF Score
Dubai National Insurance & Reinsurance PSC DFM:DNIR
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai National Insurance & Reinsurance PSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Dubai National Insurance & Reinsurance PSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=91.018/365.223
=24.92 %

Dubai National Insurance & Reinsurance PSC's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-52.354/121.541
=-43.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -43.08% mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a FCF Margin % of -43.08% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #257 out of 501 companies in the Insurance industry, placing it in the top 51.3%.
Is Dubai National Insurance & Reinsurance PSC's FCF Margin % too high?
Dubai National Insurance & Reinsurance PSC's current FCF Margin % is -43.08%. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #257 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #257 out of 501 companies for FCF Margin %. This places Dubai National Insurance & Reinsurance PSC in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current FCF Margin % is -43.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ5.88, compared to a current price of د.إ3.05 — trading 48.1% below its estimated fair value. The current FCF Margin % is -43.08%. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current FCF Margin % is -43.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued. The current stock price of د.إ3.05 is trading 48.1% below its estimated GF Value™ of د.إ5.88. GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.

Key valuation signals for DFM:DNIR:

  • FCF Margin %: -43.08%
  • GF Value™: د.إ5.88 vs. price of د.إ3.05 (48.1% below fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai National Insurance & Reinsurance PSC Business Description

Address Sheikh Zayed road, P.O. Box: 1806, 3rd Floor, Dubai National Insurance Building, Next to Mazaya Center, Behind Coca Cola Arena, Dubai, ARE
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
77GF Score

Get the complete analysis for DFM:DNIR

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.05
Price
د.إ5.88
GF Value