Dubai National Insurance & Reinsurance PSC (DFM:DNIR) EV-to-FCF: 0.47 (As of Jun. 27, 2026) — 96% Below Median


DFM:DNIR Dubai National Insurance & Reinsurance PSC DFM:DNIR
77 GF Score
Price د.إ3.05
GF Value د.إ5.88
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Dubai National Insurance & Reinsurance PSC EV-to-FCF?

Dubai National Insurance & Reinsurance PSC DFM:DNIR 77 EV-to-FCF is 0.47 as of Jun. 27, 2026, which is 96% below its 10-year median of 12.66. GuruFocus rates DFM:DNIR with a GF Score™ of 77/100 and a GF Value™ of د.إ5.88 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 391 Insurance companies, Dubai National Insurance & Reinsurance PSC ranks better than 95.14% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Dubai National Insurance & Reinsurance PSC's Enterprise Value is د.إ16.1 Mil. Dubai National Insurance & Reinsurance PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ34.0 Mil. Therefore, Dubai National Insurance & Reinsurance PSC's EV-to-FCF for today is 0.47.

The historical rank and industry rank for Dubai National Insurance & Reinsurance PSC's EV-to-FCF or its related term are showing as below:

DFM:DNIR' s EV-to-FCF Range Over the Past 10 Years
Min: -59.07   Med: 12.66   Max: 228.96
Current: 0.47

During the past 13 years, the highest EV-to-FCF of Dubai National Insurance & Reinsurance PSC was 228.96. The lowest was -59.07. And the median was 12.66.

DFM:DNIR's EV-to-FCF is ranked better than
95.14% of 391 companies
in the Insurance industry
Industry Median: 9.32 vs DFM:DNIR: 0.47

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-27), Dubai National Insurance & Reinsurance PSC's stock price is د.إ3.05. Dubai National Insurance & Reinsurance PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.510. Therefore, Dubai National Insurance & Reinsurance PSC's PE Ratio (TTM) for today is 5.98.


Dubai National Insurance & Reinsurance PSC  (DFM:DNIR) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Dubai National Insurance & Reinsurance PSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.05/0.510
=5.98

Dubai National Insurance & Reinsurance PSC's share price for today is د.إ3.05.
Dubai National Insurance & Reinsurance PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.510.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Dubai National Insurance & Reinsurance PSC EV-to-FCF Related Terms


Dubai National Insurance & Reinsurance PSC EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Dubai National Insurance & Reinsurance PSC's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai National Insurance & Reinsurance PSC EV-to-FCF Chart

Dubai National Insurance & Reinsurance PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.08 7.00 -16.10 245.51 0.24

Dubai National Insurance & Reinsurance PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 136.54 12.48 1.13 0.24 1.15

DFM:DNIR vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai National Insurance & Reinsurance PSC EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's EV-to-FCF falls into.


DFM:DNIR
77GF Score
Dubai National Insurance & Reinsurance PSC DFM:DNIR
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai National Insurance & Reinsurance PSC EV-to-FCF Calculation

Dubai National Insurance & Reinsurance PSC's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=16.069/34.034
=0.47

Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil.
Dubai National Insurance & Reinsurance PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ34.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.47 mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a EV-to-FCF of 0.47 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. This is 96% below median its historical median of 12.66. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #19 out of 391 companies in the Insurance industry, placing it in the top 4.9%.
Is Dubai National Insurance & Reinsurance PSC's EV-to-FCF too high?
Dubai National Insurance & Reinsurance PSC's current EV-to-FCF of 0.47 is 96% below median its 10-year median of 12.66. The Insurance industry median EV-to-FCF is 9.32. Dubai National Insurance & Reinsurance PSC's value of 0.47 is 95% below this industry median. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #19 out of 391 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #19 out of 391 companies for EV-to-FCF. This places Dubai National Insurance & Reinsurance PSC in the top 5% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.32. Dubai National Insurance & Reinsurance PSC's value of 0.47 is 95% below this benchmark. While the company's 10-year median is 12.66 vs. the industry median of 9.32, Dubai National Insurance & Reinsurance PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai National Insurance & Reinsurance PSC's current EV-to-FCF of 0.47 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current EV-to-FCF is 0.47, which is 96% below median its own 10-year median of 12.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ5.88, compared to a current price of د.إ3.05 — trading 48.1% below its estimated fair value. The current EV-to-FCF is 0.47, which is 96% below median its 10-year median of 12.66 and 95% below the Insurance industry median of 9.32. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current EV-to-FCF is 0.47 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued. The current stock price of د.إ3.05 is trading 48.1% below its estimated GF Value™ of د.إ5.88. GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.

Key valuation signals for DFM:DNIR:

  • EV-to-FCF: 0.47 (96% below median its 10-year median of 12.66)
  • GF Value™: د.إ5.88 vs. price of د.إ3.05 (48.1% below fair value)
  • GF Score™: 77/100 with 1 warning sign
  • Industry Position: 95% below the Insurance median (#19 of 391)

No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai National Insurance & Reinsurance PSC Business Description

Address Sheikh Zayed road, P.O. Box: 1806, 3rd Floor, Dubai National Insurance Building, Next to Mazaya Center, Behind Coca Cola Arena, Dubai, ARE
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
77GF Score

Get the complete analysis for DFM:DNIR

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.05
Price
د.إ5.88
GF Value