DFM:DNIR's Return-on-Tangible-Equity is ranked worse than 73.85% of 501
companies
in the Insurance industry
Industry Median: 13.51
vs DFM:DNIR: 6.54
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Dubai National Insurance & Reinsurance PSC Return-on-Tangible-Equity Related Terms
Dubai National Insurance & Reinsurance PSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai National Insurance & Reinsurance PSC Return-on-Tangible-Equity Chart
Dubai National Insurance & Reinsurance PSC Annual Data
DFM:DNIR vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai National Insurance & Reinsurance PSC Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.64% mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a Return-on-Tangible-Equity of 12.64% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. This is 37% above median its historical median of 9.23. Over the past decade, Dubai National Insurance & Reinsurance PSC's Return-on-Tangible-Equity has ranged from 6.06 to 10.51. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #370 out of 501 companies in the Insurance industry, placing it in the top 73.9%.
Is Dubai National Insurance & Reinsurance PSC's Return-on-Tangible-Equity too high?
Dubai National Insurance & Reinsurance PSC's current Return-on-Tangible-Equity of 12.64% is 37% above median its 10-year median of 9.23. Over the past 10 years, this metric has ranged from a low of 6.06 to a high of 10.51. The Insurance industry median Return-on-Tangible-Equity is 13.51. Dubai National Insurance & Reinsurance PSC's value of 12.64% is 6.4% below this industry median. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #370 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #370 out of 501 companies for Return-on-Tangible-Equity. This places Dubai National Insurance & Reinsurance PSC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.51. Dubai National Insurance & Reinsurance PSC's value of 12.64% is 6.4% below this benchmark. Historically, Dubai National Insurance & Reinsurance PSC's own Return-on-Tangible-Equity has ranged from 6.06 to 10.51 over the past decade. While the company's 10-year median is 9.23 vs. the industry median of 13.51, Dubai National Insurance & Reinsurance PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.51, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai National Insurance & Reinsurance PSC's current Return-on-Tangible-Equity of 12.64% is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current Return-on-Tangible-Equity is 12.64%, which is 37% above median its own 10-year median of 9.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ5.90, compared to a current price of د.إ3.00 — trading 49.2% below its estimated fair value. The current Return-on-Tangible-Equity is 12.64%, which is 37% above median its 10-year median of 9.23 and 6.4% below the Insurance industry median of 13.51. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current Return-on-Tangible-Equity is 12.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued.
The current stock price of د.إ3.00 is trading 49.2% below its estimated GF Value™ of د.إ5.90.
GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.
Key valuation signals for DFM:DNIR:
Return-on-Tangible-Equity: 12.64% (37% above median its 10-year median of 9.23)
GF Value™: د.إ5.90 vs. price of د.إ3.00 (49.2% below fair value)
Industry Position: 6.4% below the Insurance median (#370 of 501)
No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai National Insurance & Reinsurance PSC Business Description
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
77GF Score
Get the complete analysis for DFM:DNIR
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:DNIR has been successfully added to your 
