Dubai National Insurance & Reinsurance PSC (DFM:DNIR) 3-Year EPS without NRI Growth Rate: 6.60% (As of Jun. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DNIR Dubai National Insurance & Reinsurance PSC DFM:DNIR
76 GF Score
Price د.إ3.28
GF Value د.إ4.86
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Dubai National Insurance & Reinsurance PSC 3-Year EPS without NRI Growth Rate?

Dubai National Insurance & Reinsurance PSC DFM:DNIR 76 3-Year EPS without NRI Growth Rate is 6.60% as of Jun. 2026, which is at its 10-year median of 6.60. GuruFocus rates DFM:DNIR with a GF Score™ of 76/100 and a GF Value™ of د.إ4.86 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 397 Insurance companies, Dubai National Insurance & Reinsurance PSC ranks worse than 68.01% on this metric.

Dubai National Insurance & Reinsurance PSC's EPS without NRI for the three months ended in Jun. 2026 was د.إ0.10.

During the past 12 months, Dubai National Insurance & Reinsurance PSC's average EPS without NRI Growth Rate was -12.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 6.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was -1.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 1.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Dubai National Insurance & Reinsurance PSC was 15.70% per year. The lowest was -21.80% per year. And the median was 6.60% per year.


Dubai National Insurance & Reinsurance PSC  (DFM:DNIR) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Dubai National Insurance & Reinsurance PSC 3-Year EPS without NRI Growth Rate Related Terms


DFM:DNIR vs BRK.A, AIG, HIG: 3-Year EPS without NRI Growth Rate Comparison

For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai National Insurance & Reinsurance PSC 3-Year EPS without NRI Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's 3-Year EPS without NRI Growth Rate falls into.


DFM:DNIR
76GF Score
Dubai National Insurance & Reinsurance PSC DFM:DNIR
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai National Insurance & Reinsurance PSC 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 6.60% mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a 3-Year EPS without NRI Growth Rate of 6.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Dubai National Insurance & Reinsurance PSC and its competitors. This is near median its historical median of 6.60. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #270 out of 397 companies in the Insurance industry, placing it in the top 68%.
Is Dubai National Insurance & Reinsurance PSC's 3-Year EPS without NRI Growth Rate too high?
Dubai National Insurance & Reinsurance PSC's current 3-Year EPS without NRI Growth Rate of 6.60% is near median its 10-year median of 6.60. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.60. Dubai National Insurance & Reinsurance PSC's value of 6.60% is 60.2% below this industry median. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #270 out of 397 companies in the Insurance industry, which is below the industry midpoint. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's 3-Year EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #270 out of 397 companies for 3-Year EPS without NRI Growth Rate. This places Dubai National Insurance & Reinsurance PSC in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.60. Dubai National Insurance & Reinsurance PSC's value of 6.60% is 60.2% below this benchmark. While the company's 10-year median is 6.60 vs. the industry median of 16.60, Dubai National Insurance & Reinsurance PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.60, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai National Insurance & Reinsurance PSC's current 3-Year EPS without NRI Growth Rate of 6.60% is 60.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current 3-Year EPS without NRI Growth Rate is 6.60%, which is near median its own 10-year median of 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.86, compared to a current price of د.إ3.28 — trading 32.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 6.60%, which is near median its 10-year median of 6.60 and 60.2% below the Insurance industry median of 16.60. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current 3-Year EPS without NRI Growth Rate is 6.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued. The current stock price of د.إ3.28 is trading 32.5% below its estimated GF Value™ of د.إ4.86. GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.

Key valuation signals for DFM:DNIR:

  • 3-Year EPS without NRI Growth Rate: 6.60% (near median its 10-year median of 6.60)
  • GF Value™: د.إ4.86 vs. price of د.إ3.28 (32.5% below fair value)
  • GF Score™: 76/100 with 1 warning sign
  • Industry Position: 60.2% below the Insurance median (#270 of 397)

No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai National Insurance & Reinsurance PSC Business Description

Address Sheikh Zayed road, P.O. Box: 1806, 3rd Floor, Dubai National Insurance Building, Next to Mazaya Center, Behind Coca Cola Arena, Dubai, ARE
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
76GF Score

Get the complete analysis for DFM:DNIR

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.28
Price
د.إ4.86
GF Value