Dubai National Insurance & Reinsurance PSC (DFM:DNIR) ROE % Adjusted to Book Value: 32.41% (As of Mar. 2026)


DFM:DNIR Dubai National Insurance & Reinsurance PSC DFM:DNIR
77 GF Score
Price د.إ3.05
GF Value د.إ5.88
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Dubai National Insurance & Reinsurance PSC ROE % Adjusted to Book Value?

Dubai National Insurance & Reinsurance PSC DFM:DNIR 77 ROE % Adjusted to Book Value is 32.41% as of Mar. 2026. GuruFocus rates DFM:DNIR with a GF Score™ of 77/100 and a GF Value™ of د.إ5.88 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Dubai National Insurance & Reinsurance PSC's ROE % for the quarter that ended in Mar. 2026 was 12.64%. Dubai National Insurance & Reinsurance PSC's PB Ratio for the quarter that ended in Mar. 2026 was 0.39. Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 32.41%.


Dubai National Insurance & Reinsurance PSC ROE % Adjusted to Book Value Related Terms


Dubai National Insurance & Reinsurance PSC ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai National Insurance & Reinsurance PSC ROE % Adjusted to Book Value Chart

Dubai National Insurance & Reinsurance PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.70 7.21 8.16 9.62 15.28

Dubai National Insurance & Reinsurance PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.87 12.16 3.91 14.73 32.41

DFM:DNIR vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai National Insurance & Reinsurance PSC ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value falls into.


DFM:DNIR
77GF Score
Dubai National Insurance & Reinsurance PSC DFM:DNIR
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai National Insurance & Reinsurance PSC ROE % Adjusted to Book Value Calculation

Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.11% / 0.40
=15.28%

Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.64% / 0.39
=32.41%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 32.41% mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a ROE % Adjusted to Book Value of 32.41% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors.
Is Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value too high?
Dubai National Insurance & Reinsurance PSC's current ROE % Adjusted to Book Value is 32.41%. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Dubai National Insurance & Reinsurance PSC's ROE % Adjusted to Book Value of 32.41% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. Dubai National Insurance & Reinsurance PSC's current ROE % Adjusted to Book Value is 32.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ5.88, compared to a current price of د.إ3.05 — trading 48.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 32.41%. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current ROE % Adjusted to Book Value is 32.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued. The current stock price of د.إ3.05 is trading 48.1% below its estimated GF Value™ of د.إ5.88. GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.

Key valuation signals for DFM:DNIR:

  • ROE % Adjusted to Book Value: 32.41%
  • GF Value™: د.إ5.88 vs. price of د.إ3.05 (48.1% below fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai National Insurance & Reinsurance PSC Business Description

Address Sheikh Zayed road, P.O. Box: 1806, 3rd Floor, Dubai National Insurance Building, Next to Mazaya Center, Behind Coca Cola Arena, Dubai, ARE
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
77GF Score

Get the complete analysis for DFM:DNIR

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.05
Price
د.إ5.88
GF Value