Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Enterprise Value: د.إ16.1 Mil (As of Jun. 27, 2026) ***


DFM:DNIR Dubai National Insurance & Reinsurance PSC DFM:DNIR
77 GF Score
Price د.إ3.05
GF Value د.إ5.88
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Dubai National Insurance & Reinsurance PSC Enterprise Value?

Dubai National Insurance & Reinsurance PSC DFM:DNIR 77 Enterprise Value is د.إ16.1 Mil as of Jun. 27, 2026. GuruFocus rates DFM:DNIR with a GF Score™ of 77/100 and a GF Value™ of د.إ5.88 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Dubai National Insurance & Reinsurance PSC's Enterprise Value is د.إ16.1 Mil. Dubai National Insurance & Reinsurance PSC's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.0 Mil. Therefore, Dubai National Insurance & Reinsurance PSC's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Dubai National Insurance & Reinsurance PSC's Enterprise Value is د.إ16.1 Mil. Dubai National Insurance & Reinsurance PSC's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.0 Mil. Therefore, Dubai National Insurance & Reinsurance PSC's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Dubai National Insurance & Reinsurance PSC's Enterprise Value is د.إ16.1 Mil. Dubai National Insurance & Reinsurance PSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ385.2 Mil. Therefore, Dubai National Insurance & Reinsurance PSC's EV-to-Revenue ratio for today is 0.04.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Dubai National Insurance & Reinsurance PSC's Enterprise Value is د.إ16.1 Mil. Dubai National Insurance & Reinsurance PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ47.7 Mil. Therefore, Dubai National Insurance & Reinsurance PSC's EV-to-OCF ratio for today is 0.34.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Dubai National Insurance & Reinsurance PSC's Enterprise Value is د.إ16.1 Mil. Dubai National Insurance & Reinsurance PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ34.0 Mil. Therefore, Dubai National Insurance & Reinsurance PSC's EV-to-FCF ratio for today is 0.47.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Dubai National Insurance & Reinsurance PSC  (DFM:DNIR) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Dubai National Insurance & Reinsurance PSC's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=16.069/0
=

Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil.
Dubai National Insurance & Reinsurance PSC's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Dubai National Insurance & Reinsurance PSC's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=16.069/0
=

Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil.
Dubai National Insurance & Reinsurance PSC's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Dubai National Insurance & Reinsurance PSC's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=16.069/385.221
=0.04

Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil.
Dubai National Insurance & Reinsurance PSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ385.2 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Dubai National Insurance & Reinsurance PSC's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=16.069/47.681
=0.34

Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil.
Dubai National Insurance & Reinsurance PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ47.7 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Dubai National Insurance & Reinsurance PSC's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=16.069/34.034
=0.47

Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil.
Dubai National Insurance & Reinsurance PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ34.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Dubai National Insurance & Reinsurance PSC Enterprise Value Related Terms


Dubai National Insurance & Reinsurance PSC Enterprise Value Historical Data

* Premium members only.

The historical data trend for Dubai National Insurance & Reinsurance PSC's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai National Insurance & Reinsurance PSC Enterprise Value Chart

Dubai National Insurance & Reinsurance PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 555.29 374.82 388.44 342.73 21.79

Dubai National Insurance & Reinsurance PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 136.27 103.37 62.63 21.79 39.17

DFM:DNIR vs BRK.A, AIG, HIG: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai National Insurance & Reinsurance PSC Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's Enterprise Value falls into.


DFM:DNIR
77GF Score
Dubai National Insurance & Reinsurance PSC DFM:DNIR
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai National Insurance & Reinsurance PSC Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Dubai National Insurance & Reinsurance PSC's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Dubai National Insurance & Reinsurance PSC's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of د.إ16.1 Mil mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a Enterprise Value of د.إ16.1 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors.
Is Dubai National Insurance & Reinsurance PSC's Enterprise Value too high?
Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's Enterprise Value compare to BRK.A and AIG?
Dubai National Insurance & Reinsurance PSC's Enterprise Value of د.إ16.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. Dubai National Insurance & Reinsurance PSC's current Enterprise Value is د.إ16.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ5.88, compared to a current price of د.إ3.05 — trading 48.1% below its estimated fair value. The current Enterprise Value is د.إ16.1 Mil. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current Enterprise Value is د.إ16.1 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued. The current stock price of د.إ3.05 is trading 48.1% below its estimated GF Value™ of د.إ5.88. GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.

Key valuation signals for DFM:DNIR:

  • Enterprise Value: د.إ16.1 Mil
  • GF Value™: د.إ5.88 vs. price of د.إ3.05 (48.1% below fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai National Insurance & Reinsurance PSC Business Description

Address Sheikh Zayed road, P.O. Box: 1806, 3rd Floor, Dubai National Insurance Building, Next to Mazaya Center, Behind Coca Cola Arena, Dubai, ARE
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
77GF Score

Get the complete analysis for DFM:DNIR

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.05
Price
د.إ5.88
GF Value