Dubai National Insurance & Reinsurance PSC (DFM:DNIR) 3-Year Dividend Growth Rate: -20.60% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DNIR Dubai National Insurance & Reinsurance PSC DFM:DNIR
78 GF Score
Price د.إ3.38
GF Value د.إ4.88
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Dubai National Insurance & Reinsurance PSC 3-Year Dividend Growth Rate?

Dubai National Insurance & Reinsurance PSC DFM:DNIR 78 3-Year Dividend Growth Rate is -20.60% as of Jun. 2026. GuruFocus rates DFM:DNIR with a GF Score™ of 78/100 and a GF Value™ of د.إ4.88 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 273 Insurance companies, Dubai National Insurance & Reinsurance PSC ranks worse than 94.87% on this metric.

Dubai National Insurance & Reinsurance PSC's Dividends per Share for the three months ended in Jun. 2026 was د.إ0.15.

The historical rank and industry rank for Dubai National Insurance & Reinsurance PSC's 3-Year Dividend Growth Rate or its related term are showing as below:

DFM:DNIR' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -34.1   Med: 0   Max: 55.4
Current: -20.6

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Dubai National Insurance & Reinsurance PSC was 55.40% per year. The lowest was -34.10% per year. And the median was 0.00% per year.

DFM:DNIR's 3-Year Dividend Growth Rate is ranked worse than
94.87% of 273 companies
in the Insurance industry
Industry Median: 9.4 vs DFM:DNIR: -20.60

During the past 3 years, the average Dividends Per Share Growth Rate was -20.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -21.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -6.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Dubai National Insurance & Reinsurance PSC's Dividend Payout Ratio for the three months ended in Jun. 2026 was 1.50. As of today, Dubai National Insurance & Reinsurance PSC's Dividend Yield % is 4.44%.

For more information regarding to dividend, please check our Dividend Page.


Dubai National Insurance & Reinsurance PSC  (DFM:DNIR) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Dubai National Insurance & Reinsurance PSC's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.15/ 0.1
=1.50

During the past 13 years, the highest Dividend Payout Ratio of Dubai National Insurance & Reinsurance PSC was 1.50. The lowest was 0.22. And the median was 0.58.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Dubai National Insurance & Reinsurance PSC Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
AED 0.1500002026-04-242026-04-270000-00-00Cash DividendannuallyAED:AED 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Dubai National Insurance & Reinsurance PSC's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.15/3.38
=4.44 %

Current Share Price is د.إ3.38.
Dubai National Insurance & Reinsurance PSC's Dividends per Share for the trailing twelve months (TTM) ended in Today is د.إ0.15.

During the past 13 years, the highest Dividend Yield of Dubai National Insurance & Reinsurance PSC was 28.65%. The lowest was 1.79%. And the median was 6.67%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Dubai National Insurance & Reinsurance PSC 3-Year Dividend Growth Rate Related Terms>


DFM:DNIR vs BRK.A, AIG, HIG: 3-Year Dividend Growth Rate Comparison

For the Insurance - Diversified subindustry, Dubai National Insurance & Reinsurance PSC's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai National Insurance & Reinsurance PSC 3-Year Dividend Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai National Insurance & Reinsurance PSC's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Dubai National Insurance & Reinsurance PSC's 3-Year Dividend Growth Rate falls into.


DFM:DNIR
78GF Score
Dubai National Insurance & Reinsurance PSC DFM:DNIR
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai National Insurance & Reinsurance PSC 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of -20.60% mean?
Dubai National Insurance & Reinsurance PSC (DFM:DNIR) has a 3-Year Dividend Growth Rate of -20.60% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. According to the industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #259 out of 273 companies in the Insurance industry, placing it in the top 94.9%.
Is Dubai National Insurance & Reinsurance PSC's 3-Year Dividend Growth Rate too high?
Dubai National Insurance & Reinsurance PSC's current 3-Year Dividend Growth Rate is -20.60%. Based on the distribution chart, Dubai National Insurance & Reinsurance PSC ranks #259 out of 273 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Dubai National Insurance & Reinsurance PSC has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dubai National Insurance & Reinsurance PSC's 3-Year Dividend Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai National Insurance & Reinsurance PSC ranks #259 out of 273 companies for 3-Year Dividend Growth Rate. This places Dubai National Insurance & Reinsurance PSC in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 9.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.40, based on 273 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Dubai National Insurance & Reinsurance PSC and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai National Insurance & Reinsurance PSC's current 3-Year Dividend Growth Rate is -20.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai National Insurance & Reinsurance PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC (DFM:DNIR) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.88, compared to a current price of د.إ3.38 — trading 30.7% below its estimated fair value. The current 3-Year Dividend Growth Rate is -20.60%. Dubai National Insurance & Reinsurance PSC's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Dubai National Insurance & Reinsurance PSC (DFM:DNIR), the current 3-Year Dividend Growth Rate is -20.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai National Insurance & Reinsurance PSC (DFM:DNIR) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai National Insurance & Reinsurance PSC stock appears to be undervalued. The current stock price of د.إ3.38 is trading 30.7% below its estimated GF Value™ of د.إ4.88. GuruFocus considers Dubai National Insurance & Reinsurance PSC to be Significantly Undervalued.

Key valuation signals for DFM:DNIR:

  • 3-Year Dividend Growth Rate: -20.60%
  • GF Value™: د.إ4.88 vs. price of د.إ3.38 (30.7% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the DFM:DNIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai National Insurance & Reinsurance PSC Business Description

Address Sheikh Zayed road, P.O. Box: 1806, 3rd Floor, Dubai National Insurance Building, Next to Mazaya Center, Behind Coca Cola Arena, Dubai, ARE
Dubai National Insurance & Reinsurance PSC is engaged in providing insurance and reinsurance services. The company's insurance services consist of commercial insurance that includes motor fleet insurance, group medical insurance, engineering, general accidents, liability, marine, property, group life, and personal accident insurance, among others. It operates in two main business segments: Underwriting and Investments. Maximum revenue is generated from the Underwriting segment, which is further classified into General Insurance, Group Life, and Health Insurance.
78GF Score

Get the complete analysis for DFM:DNIR

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.38
Price
د.إ4.88
GF Value