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MandatumMANDF 33 3-Year Book Growth Rate is -5.50% as of Jun. 2026. GuruFocus rates MANDF with a GF Score™ of 33/100 and a GF Value™ of $10.47 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 223 Diversified Financial Services companies, Mandatum ranks worse than 53.81% on this metric.
During the past 12 months, Mandatum's average Book Value per Share Growth Rate was -22.30% per year.
During the past 3 years, the average Book Value per Share Growth Rate was -5.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 5 years, the highest 3-Year average Book Value per Share Growth Rate of Mandatum was -3.60% per year. The lowest was -5.50% per year. And the median was -4.55% per year.
Mandatum (OTCPK:MANDF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Mandatum 3-Year Book Growth Rate Related Terms
MANDF vs FRHC, VOYA, HTH: 3-Year Book Growth Rate Comparison
For the Financial Conglomerates subindustry, Mandatum's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mandatum 3-Year Book Growth Rate vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Mandatum's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Mandatum's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of -5.50% mean?
Mandatum (MANDF) has a 3-Year Book Growth Rate of -5.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mandatum and its competitors. According to the industry distribution chart, Mandatum ranks #120 out of 223 companies in the Diversified Financial Services industry, placing it in the top 53.8%.
Is Mandatum's 3-Year Book Growth Rate too high?
Mandatum's current 3-Year Book Growth Rate is -5.50%. Based on the distribution chart, Mandatum ranks #120 out of 223 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Mandatum has a GF Score™ of 33/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's 3-Year Book Growth Rate compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #120 out of 223 companies for 3-Year Book Growth Rate. This places Mandatum in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Diversified Financial Services company?
A good 3-Year Book Growth Rate depends on the Diversified Financial Services industry context. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mandatum and its competitors. Mandatum's current 3-Year Book Growth Rate is -5.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Significantly Undervalued. The stock's GF Value™ is $10.47, compared to a current price of $6.82 — trading 34.9% below its estimated fair value. The current 3-Year Book Growth Rate is -5.50%. Mandatum's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Mandatum (MANDF), the current 3-Year Book Growth Rate is -5.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mandatum (MANDF) Overvalued in 2026?
Based on GuruFocus' analysis, Mandatum stock appears to be undervalued.
The current stock price of $6.82 is trading 34.9% below its estimated GF Value™ of $10.47.
GuruFocus considers Mandatum to be Significantly Undervalued.
Key valuation signals for MANDF:
3-Year Book Growth Rate: -5.50%
GF Value™: $10.47 vs. price of $6.82 (34.9% below fair value)
No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
33GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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