MandatumMANDF -7.17%34 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates MANDF with a GF Score™ of 34/100 and a GF Value™ of $5.85 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 389 Diversified Financial Services companies, Mandatum ranks worse than 95.37% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Mandatum's
EBIT
for the
three
months ended in Mar. 2026 was $-24 Mil. Mandatum's Interest Expense for the
three
months ended in Mar. 2026 was $-6 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Mandatum's Interest Coverage or its related term are showing as below:
MANDF'
s Interest Coverage Range Over the Past 10 Years
Min: 5.27 Med: 16.41 Max: 71.98
Current: 5.27
MANDF's Interest Coverage is ranked worse than 95.37% of 389
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs MANDF: 5.27
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Mandatum Interest Coverage Related Terms
Mandatum Interest Coverage Historical Data
* Premium members only.
The historical data trend for Mandatum's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MANDF vs FRHC, VOYA, HTH: Interest Coverage Comparison
For the Financial Conglomerates subindustry, Mandatum's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mandatum Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Mandatum's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Mandatum's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Mandatum did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Mandatum (MANDF) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mandatum and its competitors. Over the past decade, Mandatum's Interest Coverage has ranged from 5.27 to 71.98. According to the industry distribution chart, Mandatum ranks #371 out of 389 companies in the Diversified Financial Services industry, placing it in the top 95.4%.
Is Mandatum's Interest Coverage too high?
Mandatum's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 5.27 to a high of 71.98. Based on the distribution chart, Mandatum ranks #371 out of 389 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Mandatum has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's Interest Coverage compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #371 out of 389 companies for Interest Coverage. This places Mandatum in the lower half of its industry. The industry median Interest Coverage is 10,000.00. Historically, Mandatum's own Interest Coverage has ranged from 5.27 to 71.98 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mandatum and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mandatum's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.85, compared to a current price of $7.66 — trading 30.9% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Mandatum's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mandatum (MANDF), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mandatum (MANDF) Overvalued in 2026?
Based on GuruFocus' analysis, Mandatum stock appears to be overvalued.
The current stock price of $7.66 is trading 30.9% above its estimated GF Value™ of $5.85.
GuruFocus considers Mandatum to be Significantly Overvalued.
Key valuation signals for MANDF:
Interest Coverage: 0 (At Loss)
GF Value™: $5.85 vs. price of $7.66 (30.9% above fair value)
No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
34GF Score
Get the complete analysis for MANDF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MANDF has been successfully added to your 
