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MandatumMANDF 36 EV-to-OCF is 6.17 as of Jul. 23, 2026, which is 43% below its 10-year median of 10.84. GuruFocus rates MANDF with a GF Score™ of 36/100 and a GF Value™ of $5.85 (Fairly Valued). The stock has 3 warning signs investors should review. Among 549 Diversified Financial Services companies, Mandatum ranks worse than 89.44% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Mandatum's Enterprise Value is $2,769 Mil.
Mandatum's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $448 Mil. Therefore, Mandatum's EV-to-OCF for today is 6.17.
The historical rank and industry rank for Mandatum's EV-to-OCF or its related term are showing as below:
MANDF'
s EV-to-OCF Range Over the Past 10 Years
Min: -31.94 Med: 10.84 Max: 184.82
Current: 6.14
During the past 5 years, the highest EV-to-OCF of Mandatum was 184.82. The lowest was -31.94. And the median was 10.84.
MANDF's EV-to-OCF is ranked worse than 89.44% of 549
companies
in the Diversified Financial Services industry
Industry Median: -33.56
vs MANDF: 6.14
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mandatum's share price for today is $5.95.
Mandatum's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.221.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Mandatum EV-to-OCF Related Terms
Mandatum EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Mandatum's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Mandatum's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mandatum EV-to-OCF vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Mandatum's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Mandatum's EV-to-OCF falls into.
Mandatum's current Enterprise Value is $2,769 Mil.
Mandatum's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $448 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mandatum (MANDF) has a EV-to-OCF of 6.17 as of Jul. 23, 2026. This is 43% below median its historical median of 10.84. According to the industry distribution chart, Mandatum ranks #491 out of 549 companies in the Diversified Financial Services industry, placing it in the top 89.4%.
Is Mandatum's EV-to-OCF too high?
Mandatum's current EV-to-OCF of 6.17 is 43% below median its 10-year median of 10.84. Based on the distribution chart, Mandatum ranks #491 out of 549 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Mandatum has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's EV-to-OCF compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #491 out of 549 companies for EV-to-OCF. This places Mandatum in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Diversified Financial Services company?
A good EV-to-OCF depends on the Diversified Financial Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Mandatum's current EV-to-OCF is 6.17, which is 43% below median its own 10-year median of 10.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $5.95 — trading 1.7% above its estimated fair value. The current EV-to-OCF is 6.17, which is 43% below median its 10-year median of 10.84. Mandatum's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Mandatum (MANDF), the current EV-to-OCF is 6.17 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mandatum (MANDF) Overvalued in 2026?
Based on GuruFocus' analysis, Mandatum stock appears to be overvalued.
The current stock price of $5.95 is trading 1.7% above its estimated GF Value™ of $5.85.
GuruFocus considers Mandatum to be Fairly Valued.
Key valuation signals for MANDF:
EV-to-OCF: 6.17 (43% below median its 10-year median of 10.84)
GF Value™: $5.85 vs. price of $5.95 (1.7% above fair value)
No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
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