MandatumMANDF -7.17%34 Pretax Margin % is 16.01% as of Mar. 2026, which is 4% above its 10-year median of 15.34. GuruFocus rates MANDF with a GF Score™ of 34/100 and a GF Value™ of $5.85 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 113 Diversified Financial Services companies, Mandatum ranks worse than 58.41% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Mandatum's Pre-Tax Income for the
three
months ended in Mar. 2026 was $-30 Mil. Mandatum's Revenue for the
three
months ended in Mar. 2026 was $-187 Mil. Therefore, Mandatum's pretax margin for the quarter that ended in Mar. 2026 was 16.01%.
The historical rank and industry rank for Mandatum's Pretax Margin % or its related term are showing as below:
MANDF'
s Pretax Margin % Range Over the Past 10 Years
Min: -86.94 Med: 15.34 Max: 18.59
Current: 8.38
MANDF's Pretax Margin % is ranked worse than 58.41% of 113
companies
in the Diversified Financial Services industry
Industry Median: 11.12
vs MANDF: 8.38
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Mandatum Pretax Margin % Related Terms
Mandatum Pretax Margin % Historical Data
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The historical data trend for Mandatum's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MANDF vs FRHC, VOYA, HTH: Pretax Margin % Comparison
For the Financial Conglomerates subindustry, Mandatum's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mandatum Pretax Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Mandatum's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Mandatum's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mandatum (MANDF) has a Pretax Margin % of 16.01% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mandatum and its competitors. This is near median its historical median of 15.34. According to the industry distribution chart, Mandatum ranks #66 out of 113 companies in the Diversified Financial Services industry, placing it in the top 58.4%.
Is Mandatum's Pretax Margin % too high?
Mandatum's current Pretax Margin % of 16.01% is near median its 10-year median of 15.34. The Diversified Financial Services industry median Pretax Margin % is 11.12. Mandatum's value of 16.01% is 44% above this industry median. Based on the distribution chart, Mandatum ranks #66 out of 113 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Mandatum has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's Pretax Margin % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #66 out of 113 companies for Pretax Margin %. This places Mandatum in the lower half of its industry. The industry median Pretax Margin % is 11.12. Mandatum's value of 16.01% is 44% above this benchmark. While the company's 10-year median is 15.34 vs. the industry median of 11.12, Mandatum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Diversified Financial Services company?
The median Pretax Margin % among Diversified Financial Services companies is 11.12, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mandatum's current Pretax Margin % of 16.01% is 44% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mandatum and its competitors. For the Diversified Financial Services industry, the median Pretax Margin % is 11.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mandatum's current Pretax Margin % is 16.01%, which is near median its own 10-year median of 15.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.85, compared to a current price of $7.66 — trading 30.9% above its estimated fair value. The current Pretax Margin % is 16.01%, which is near median its 10-year median of 15.34 and 44% above the Diversified Financial Services industry median of 11.12. Mandatum's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mandatum (MANDF), the current Pretax Margin % is 16.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mandatum (MANDF) Overvalued in 2026?
Based on GuruFocus' analysis, Mandatum stock appears to be overvalued.
The current stock price of $7.66 is trading 30.9% above its estimated GF Value™ of $5.85.
GuruFocus considers Mandatum to be Significantly Overvalued.
Key valuation signals for MANDF:
Pretax Margin %: 16.01% (near median its 10-year median of 15.34)
GF Value™: $5.85 vs. price of $7.66 (30.9% above fair value)
Industry Position: 44% above the Diversified Financial Services median (#66 of 113)
No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
34GF Score
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