MANDF (Mandatum) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MANDF Mandatum PLC MANDF
35 GF Score
Price $6.35
GF Value $5.36
Valuation Fairly Valued
! 3 Warning Signs
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What is Mandatum Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

MANDF
35GF Score
Mandatum PLC MANDF
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mandatum (MANDF) Overvalued in 2026?

Based on GuruFocus' analysis, Mandatum stock appears to be overvalued. The current stock price of $6.35 is trading 18.5% above its estimated GF Value™ of $5.36. GuruFocus considers Mandatum to be Fairly Valued.

Key valuation signals for MANDF:

  • Altman Z2-Score:
  • GF Value™: $5.36 vs. price of $6.35 (18.5% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mandatum Business Description

Address Bulevardi 56, Helsinki, FIN, 00120
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
35GF Score

Get the complete analysis for MANDF

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.35
Price
$5.36
GF Value