MANDF (Mandatum) 3-Year Share Buyback Ratio: -0.10% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MANDF Mandatum PLC MANDF
35 GF Score
Price $6.09
GF Value $5.85
Valuation Fairly Valued
! 3 Warning Signs
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What is Mandatum 3-Year Share Buyback Ratio?

Mandatum MANDF 35 3-Year Share Buyback Ratio is -0.10 as of Mar. 2026. GuruFocus rates MANDF with a GF Score™ of 35/100 and a GF Value™ of $5.85 (Fairly Valued). The stock has 3 warning signs investors should review. Among 151 Diversified Financial Services companies, Mandatum ranks better than 71.52% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Mandatum's current 3-Year Share Buyback Ratio was -0.10%.

The historical rank and industry rank for Mandatum's 3-Year Share Buyback Ratio or its related term are showing as below:

MANDF' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -0.1   Med: -0.1   Max: -0.1
Current: -0.1

During the past 5 years, Mandatum's highest 3-Year Share Buyback Ratio was -0.10%. The lowest was -0.10%. And the median was -0.10%.

MANDF's 3-Year Share Buyback Ratio is ranked better than
71.52% of 151 companies
in the Diversified Financial Services industry
Industry Median: -2.4 vs MANDF: -0.10

Mandatum (OTCPK:MANDF) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Mandatum 3-Year Share Buyback Ratio Related Terms


MANDF vs FRHC, VOYA, HTH: 3-Year Share Buyback Ratio Comparison

For the Financial Conglomerates subindustry, Mandatum's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mandatum 3-Year Share Buyback Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Mandatum's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Mandatum's 3-Year Share Buyback Ratio falls into.


MANDF
35GF Score
Mandatum PLC MANDF
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mandatum 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -0.10 mean?
Mandatum (MANDF) has a 3-Year Share Buyback Ratio of -0.10 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Mandatum and its competitors. According to the industry distribution chart, Mandatum ranks #43 out of 151 companies in the Diversified Financial Services industry, placing it in the top 28.5%.
Is Mandatum's 3-Year Share Buyback Ratio too high?
Mandatum's current 3-Year Share Buyback Ratio is -0.10. Based on the distribution chart, Mandatum ranks #43 out of 151 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Mandatum has a GF Score™ of 35/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's 3-Year Share Buyback Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #43 out of 151 companies for 3-Year Share Buyback Ratio. This puts Mandatum in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Diversified Financial Services company?
A good 3-Year Share Buyback Ratio depends on the Diversified Financial Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Mandatum and its competitors. Mandatum's current 3-Year Share Buyback Ratio is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $6.09 — trading 4.1% above its estimated fair value. The current 3-Year Share Buyback Ratio is -0.10. Mandatum's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Mandatum (MANDF), the current 3-Year Share Buyback Ratio is -0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mandatum (MANDF) Overvalued in 2026?

Based on GuruFocus' analysis, Mandatum stock appears to be overvalued. The current stock price of $6.09 is trading 4.1% above its estimated GF Value™ of $5.85. GuruFocus considers Mandatum to be Fairly Valued.

Key valuation signals for MANDF:

  • 3-Year Share Buyback Ratio: -0.10
  • GF Value™: $5.85 vs. price of $6.09 (4.1% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mandatum Business Description

Address Bulevardi 56, Helsinki, FIN, 00120
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
35GF Score

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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.09
Price
$5.85
GF Value