MANDF (Mandatum) FCF Yield %: 13.97 (As of Jun. 25, 2026) — 220% Above Median


MANDF Mandatum PLC MANDF
34 GF Score
Price $7.66
GF Value $5.85
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Mandatum FCF Yield %?

Mandatum MANDF -7.17% 34 FCF Yield % is 13.97 as of Jun. 25, 2026, which is 220% above its 10-year median of 4.37. GuruFocus rates MANDF with a GF Score™ of 34/100 and a GF Value™ of $5.85 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 566 Diversified Financial Services companies, Mandatum ranks better than 95.41% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Mandatum's Trailing 12-Month Free Cash Flow is $444 Mil, and Market Cap is $3,103 Mil. Therefore, Mandatum's FCF Yield % for today is 13.97%.

The historical rank and industry rank for Mandatum's FCF Yield % or its related term are showing as below:

MANDF' s FCF Yield % Range Over the Past 10 Years
Min: -3.6   Med: 4.37   Max: 14.45
Current: 13.97


During the past 5 years, the highest FCF Yield % of Mandatum was 14.45%. The lowest was -3.60%. And the median was 4.37%.

MANDF's FCF Yield % is ranked better than
95.41% of 566 companies
in the Diversified Financial Services industry
Industry Median: -0.345 vs MANDF: 13.97

Mandatum's FCF Margin % for the quarter that ended in Mar. 2026 was -123.67%.


Mandatum FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Mandatum FCF Yield % Related Terms


Mandatum FCF Yield % Historical Data

* Premium members only.

The historical data trend for Mandatum's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mandatum FCF Yield % Chart

Mandatum Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
0.00 0.00 13.57 3.24 4.19

Mandatum Quarterly Data
Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.56 22.56 0.61 5.53 23.01

MANDF vs FRHC, VOYA, HTH: FCF Yield % Comparison

For the Financial Conglomerates subindustry, Mandatum's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mandatum FCF Yield % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Mandatum's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Mandatum's FCF Yield % falls into.


MANDF
34GF Score
Mandatum PLC MANDF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mandatum FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Mandatum's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=144.965 / 3458.55536
=4.19%

Mandatum's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=231.33 * 4 / 4020.66388
=23.01%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 13.97 mean?
Mandatum (MANDF) has a FCF Yield % of 13.97 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mandatum and its competitors. This is 220% above median its historical median of 4.37. According to the industry distribution chart, Mandatum ranks #26 out of 566 companies in the Diversified Financial Services industry, placing it in the top 4.6%.
Is Mandatum's FCF Yield % too high?
Mandatum's current FCF Yield % of 13.97 is 220% above median its 10-year median of 4.37. Based on the distribution chart, Mandatum ranks #26 out of 566 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mandatum has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's FCF Yield % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #26 out of 566 companies for FCF Yield %. This places Mandatum in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Diversified Financial Services company?
A good FCF Yield % depends on the Diversified Financial Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mandatum and its competitors. Mandatum's current FCF Yield % is 13.97, which is 220% above median its own 10-year median of 4.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.85, compared to a current price of $7.66 — trading 30.9% above its estimated fair value. The current FCF Yield % is 13.97, which is 220% above median its 10-year median of 4.37. Mandatum's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Mandatum (MANDF), the current FCF Yield % is 13.97 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mandatum (MANDF) Overvalued in 2026?

Based on GuruFocus' analysis, Mandatum stock appears to be overvalued. The current stock price of $7.66 is trading 30.9% above its estimated GF Value™ of $5.85. GuruFocus considers Mandatum to be Significantly Overvalued.

Key valuation signals for MANDF:

  • FCF Yield %: 13.97 (220% above median its 10-year median of 4.37)
  • GF Value™: $5.85 vs. price of $7.66 (30.9% above fair value)
  • GF Score™: 34/100 with 3 warning signs

No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mandatum Business Description

Address Bulevardi 56, Helsinki, FIN, 00120
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
34GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.66
Price
$5.85
GF Value