MANDF (Mandatum) 5-Year Yield-on-Cost %: 16.01 (As of Jul. 04, 2026) — 175% Above Median


MANDF Mandatum PLC MANDF
36 GF Score
Price $6.17
GF Value $5.85
Valuation Fairly Valued
! 3 Warning Signs
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What is Mandatum 5-Year Yield-on-Cost %?

Mandatum MANDF 36 5-Year Yield-on-Cost % is 16.01 as of Jul. 04, 2026, which is 175% above its 10-year median of 5.83. GuruFocus rates MANDF with a GF Score™ of 36/100 and a GF Value™ of $5.85 (Fairly Valued). The stock has 3 warning signs investors should review. Among 48 Diversified Financial Services companies, Mandatum ranks better than 85.42% on this metric.

Mandatum's yield on cost for the quarter that ended in Mar. 2026 was 16.01.


The historical rank and industry rank for Mandatum's 5-Year Yield-on-Cost % or its related term are showing as below:

MANDF' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.48   Med: 5.83   Max: 16.01
Current: 16.01


During the past 5 years, Mandatum's highest Yield on Cost was 16.01. The lowest was 4.48. And the median was 5.83.


MANDF's 5-Year Yield-on-Cost % is ranked better than
85.42% of 48 companies
in the Diversified Financial Services industry
Industry Median: 4.185 vs MANDF: 16.01

Mandatum  (OTCPK:MANDF) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Mandatum 5-Year Yield-on-Cost % Related Terms


MANDF vs VOYA, FRHC, HTH: 5-Year Yield-on-Cost % Comparison

For the Financial Conglomerates subindustry, Mandatum's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mandatum 5-Year Yield-on-Cost % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Mandatum's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Mandatum's 5-Year Yield-on-Cost % falls into.


MANDF
36GF Score
Mandatum PLC MANDF
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mandatum 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Mandatum is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 16.01 mean?
Mandatum (MANDF) has a 5-Year Yield-on-Cost % of 16.01 as of Jul. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mandatum and its competitors. This is 175% above median its historical median of 5.83. Over the past decade, Mandatum's 5-Year Yield-on-Cost % has ranged from 4.48 to 16.01. According to the industry distribution chart, Mandatum ranks #7 out of 48 companies in the Diversified Financial Services industry, placing it in the top 14.6%.
Is Mandatum's 5-Year Yield-on-Cost % too high?
Mandatum's current 5-Year Yield-on-Cost % of 16.01 is 175% above median its 10-year median of 5.83. Over the past 10 years, this metric has ranged from a low of 4.48 to a high of 16.01. The Diversified Financial Services industry median 5-Year Yield-on-Cost % is 4.19. Mandatum's value of 16.01 is 282.6% above this industry median. Based on the distribution chart, Mandatum ranks #7 out of 48 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mandatum has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's 5-Year Yield-on-Cost % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #7 out of 48 companies for 5-Year Yield-on-Cost %. This places Mandatum in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.19. Mandatum's value of 16.01 is 282.6% above this benchmark. Historically, Mandatum's own 5-Year Yield-on-Cost % has ranged from 4.48 to 16.01 over the past decade. While the company's 10-year median is 5.83 vs. the industry median of 4.19, Mandatum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Diversified Financial Services company?
The median 5-Year Yield-on-Cost % among Diversified Financial Services companies is 4.19, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mandatum's current 5-Year Yield-on-Cost % of 16.01 is 282.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mandatum and its competitors. For the Diversified Financial Services industry, the median 5-Year Yield-on-Cost % is 4.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mandatum's current 5-Year Yield-on-Cost % is 16.01, which is 175% above median its own 10-year median of 5.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $6.17 — trading 5.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 16.01, which is 175% above median its 10-year median of 5.83 and 282.6% above the Diversified Financial Services industry median of 4.19. Mandatum's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mandatum (MANDF), the current 5-Year Yield-on-Cost % is 16.01 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mandatum (MANDF) Overvalued in 2026?

Based on GuruFocus' analysis, Mandatum stock appears to be overvalued. The current stock price of $6.17 is trading 5.5% above its estimated GF Value™ of $5.85. GuruFocus considers Mandatum to be Fairly Valued.

Key valuation signals for MANDF:

  • 5-Year Yield-on-Cost %: 16.01 (175% above median its 10-year median of 5.83)
  • GF Value™: $5.85 vs. price of $6.17 (5.5% above fair value)
  • GF Score™: 36/100 with 3 warning signs
  • Industry Position: 282.6% above the Diversified Financial Services median (#7 of 48)

No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mandatum Business Description

Address Bulevardi 56, Helsinki, FIN, 00120
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
36GF Score

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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.17
Price
$5.85
GF Value