MANDF (Mandatum) ROE % Adjusted to Book Value: -1.41% (As of Mar. 2026)


MANDF Mandatum PLC MANDF
34 GF Score
Price $7.66
GF Value $5.85
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Mandatum ROE % Adjusted to Book Value?

Mandatum MANDF -7.17% 34 ROE % Adjusted to Book Value is -1.41% as of Mar. 2026. GuruFocus rates MANDF with a GF Score™ of 34/100 and a GF Value™ of $5.85 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Mandatum's ROE % for the quarter that ended in Mar. 2026 was -3.47%. Mandatum's PB Ratio for the quarter that ended in Mar. 2026 was 2.46. Mandatum's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -1.41%.

Mandatum ROE % Adjusted to Book Value Related Terms

Mandatum ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Mandatum's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mandatum ROE % Adjusted to Book Value Chart

Mandatum Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
0.00 0.00 7.80 7.48 5.27

Mandatum Quarterly Data
Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.45 4.31 6.84 4.15 -1.41

MANDF vs FRHC, VOYA, HTH: ROE % Adjusted to Book Value Comparison

For the Financial Conglomerates subindustry, Mandatum's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mandatum ROE % Adjusted to Book Value vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Mandatum's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Mandatum's ROE % Adjusted to Book Value falls into.


MANDF
34GF Score
Mandatum PLC MANDF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Mandatum ROE % Adjusted to Book Value Calculation

Mandatum's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.90% / 2.07
=5.27%

Mandatum's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-3.47% / 2.46
=-1.41%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -1.41% mean?
Mandatum (MANDF) has a ROE % Adjusted to Book Value of -1.41% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mandatum and its competitors.
Is Mandatum's ROE % Adjusted to Book Value too high?
Mandatum's current ROE % Adjusted to Book Value is -1.41%. Overall, Mandatum has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mandatum's ROE % Adjusted to Book Value compare to FRHC and VOYA?
Mandatum's ROE % Adjusted to Book Value of -1.41% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Diversified Financial Services company?
A good ROE % Adjusted to Book Value depends on the Diversified Financial Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mandatum and its competitors. Mandatum's current ROE % Adjusted to Book Value is -1.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Based on GuruFocus' analysis, Mandatum (MANDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.85, compared to a current price of $7.66 — trading 30.9% above its estimated fair value. The current ROE % Adjusted to Book Value is -1.41%. Mandatum's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Mandatum (MANDF), the current ROE % Adjusted to Book Value is -1.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mandatum (MANDF) Overvalued in 2026?

Based on GuruFocus' analysis, Mandatum stock appears to be overvalued. The current stock price of $7.66 is trading 30.9% above its estimated GF Value™ of $5.85. GuruFocus considers Mandatum to be Significantly Overvalued.

Key valuation signals for MANDF:

  • ROE % Adjusted to Book Value: -1.41%
  • GF Value™: $5.85 vs. price of $7.66 (30.9% above fair value)
  • GF Score™: 34/100 with 3 warning signs

No single metric tells the full story. See the MANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mandatum Business Description

Address Bulevardi 56, Helsinki, FIN, 00120
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
34GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.66
Price
$5.85
GF Value