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MF Banka ADXBLB:IEFB-R-A 3-Year Book Growth Rate is 12.10% as of Jun. 2026, which is 41% above its 10-year median of 8.60. The stock has 2 warning signs investors should review.
During the past 12 months, MF Banka AD's average Book Value per Share Growth Rate was 19.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 12.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 12.50% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 9.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of MF Banka AD was 12.70% per year. The lowest was 0.50% per year. And the median was 8.60% per year.
MF Banka AD (XBLB:IEFB-R-A) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
MF Banka AD 3-Year Book Growth Rate Related Terms
XBLB:IEFB-R-A vs USB, PNC: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, MF Banka AD's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MF Banka AD 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, MF Banka AD's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where MF Banka AD's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 12.10% mean?
MF Banka AD (XBLB:IEFB-R-A) has a 3-Year Book Growth Rate of 12.10% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for MF Banka AD and its competitors. This is 41% above median its historical median of 8.60. Over the past decade, MF Banka AD's 3-Year Book Growth Rate has ranged from 0.50 to 12.70.
Is MF Banka AD's 3-Year Book Growth Rate too high?
MF Banka AD's current 3-Year Book Growth Rate of 12.10% is 41% above median its 10-year median of 8.60. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 12.70. The Banks industry median 3-Year Book Growth Rate is 8.80. MF Banka AD's value of 12.10% is 37.5% above this industry median.
How does MF Banka AD's 3-Year Book Growth Rate compare to USB and PNC?
MF Banka AD's 3-Year Book Growth Rate of 12.10% can be compared against companies in the Banks industry. The industry median 3-Year Book Growth Rate is 8.80. MF Banka AD's value of 12.10% is 37.5% above this benchmark. Historically, MF Banka AD's own 3-Year Book Growth Rate has ranged from 0.50 to 12.70 over the past decade. While the company's 10-year median is 8.60 vs. the industry median of 8.80, MF Banka AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MF Banka AD's current 3-Year Book Growth Rate of 12.10% is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for MF Banka AD and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current 3-Year Book Growth Rate is 12.10%, which is 41% above median its own 10-year median of 8.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current 3-Year Book Growth Rate of 12.10%. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current 3-Year Book Growth Rate is 12.10%, which is 41% above median its 10-year median of 8.60 and 37.5% above the Banks industry median of 8.80. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current 3-Year Book Growth Rate is 12.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.
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