MF Banka AD (XBLB:IEFB-R-A) OCF Yield %: 54.74 (As of Jul. 15, 2026) — 37% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is MF Banka AD OCF Yield %?

MF Banka AD XBLB:IEFB-R-A OCF Yield % is 54.74 as of Jul. 15, 2026, which is 37% above its 10-year median of 39.87. The stock has 2 warning signs investors should review.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, MF Banka AD's Trailing 12-Month Cash Flow from Operations is BAM48.94 Mil, and Market Cap is BAM89.41 Mil. Therefore, MF Banka AD's OCF Yield % for today is 54.74%.

The historical rank and industry rank for MF Banka AD's OCF Yield % or its related term are showing as below:

XBLB:IEFB-R-A' s OCF Yield % Range Over the Past 10 Years
Min: -41.91   Med: 39.87   Max: 253.3
Current: 54.74


During the past 13 years, the highest OCF Yield % of MF Banka AD was 253.30%. The lowest was -41.91%. And the median was 39.87%.

XBLB:IEFB-R-A's OCF Yield % is not ranked
in the Banks industry.
Industry Median: 9.245 vs XBLB:IEFB-R-A: 54.74

MF Banka AD's OCF Margin % for the quarter that ended in Dec. 2025 was %.


MF Banka AD OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


MF Banka AD OCF Yield % Related Terms


MF Banka AD OCF Yield % Historical Data

* Premium members only.

The historical data trend for MF Banka AD's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MF Banka AD OCF Yield % Chart

MF Banka AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.87 26.83 -4.50 52.21 54.78

MF Banka AD Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.73 110.12 -5.70 -1.58 111.14

XBLB:IEFB-R-A vs USB, PNC: OCF Yield % Comparison

For the Banks - Regional subindustry, MF Banka AD's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MF Banka AD OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, MF Banka AD's OCF Yield % distribution charts can be found below:

* The bar in red indicates where MF Banka AD's OCF Yield % falls into.



MF Banka AD OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

MF Banka AD's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=48.937 / 89.33302
=54.78%

MF Banka AD's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=49.641 * 2 / 89.33302
=111.14%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 54.74 mean?
MF Banka AD (XBLB:IEFB-R-A) has a OCF Yield % of 54.74 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on MF Banka AD and its competitors. This is 37% above median its historical median of 39.87.
Is MF Banka AD's OCF Yield % too high?
MF Banka AD's current OCF Yield % of 54.74 is 37% above median its 10-year median of 39.87. The Banks industry median OCF Yield % is 9.25. MF Banka AD's value of 54.74 is 492.1% above this industry median.
How does MF Banka AD's OCF Yield % compare to USB and PNC?
MF Banka AD's OCF Yield % of 54.74 can be compared against companies in the Banks industry. The industry median OCF Yield % is 9.25. MF Banka AD's value of 54.74 is 492.1% above this benchmark. While the company's 10-year median is 39.87 vs. the industry median of 9.25, MF Banka AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MF Banka AD's current OCF Yield % of 54.74 is 492.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on MF Banka AD and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current OCF Yield % is 54.74, which is 37% above median its own 10-year median of 39.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current OCF Yield % of 54.74. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current OCF Yield % is 54.74, which is 37% above median its 10-year median of 39.87 and 492.1% above the Banks industry median of 9.25. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current OCF Yield % is 54.74 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MF Banka AD Business Description

Address Aleja Svetog Save Street No. 61, Banja Luka, BIH
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.