MF Banka AD (XBLB:IEFB-R-A) Median PS Value: BAM120.57 (As of Jul. 15, 2026) — 8215% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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What is MF Banka AD Median PS Value?

MF Banka AD XBLB:IEFB-R-A Median PS Value is BAM120.57 as of Jul. 15, 2026, which is 100% below its 10-year median of 1.45. The stock has 2 warning signs investors should review.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. MF Banka AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM104.479. MF Banka AD's 10-Year median PS Ratio is 1.154. Therefore, the Median PS Value for today is BAM120.57.

As of today (2026-07-15), MF Banka AD's share price is BAM174.82. MF Banka AD's Median PS Value is BAM120.57. Therefore, MF Banka AD's Price to Median PS Value for today is 1.45.

The historical rank and industry rank for MF Banka AD's Median PS Value or its related term are showing as below:

XBLB:IEFB-R-A' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.45   Med: 1.45   Max: 1.45
Current: 1.45

During the past 13 years, the highest Price to Median PS Value of MF Banka AD was 1.45. The lowest was 1.45. And the median was 1.45.

XBLB:IEFB-R-A's Price-to-Median-PS-Value is not ranked
in the Banks industry.
Industry Median: 1.11 vs XBLB:IEFB-R-A: 1.45

MF Banka AD  (XBLB:IEFB-R-A) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

MF Banka AD's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=174.82/120.57
=1.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


MF Banka AD Median PS Value Related Terms


MF Banka AD Median PS Value Historical Data

* Premium members only.

The historical data trend for MF Banka AD's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MF Banka AD Median PS Value Chart

MF Banka AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 120.57

MF Banka AD Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 120.57

XBLB:IEFB-R-A vs USB, PNC: Median PS Value Comparison

For the Banks - Regional subindustry, MF Banka AD's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MF Banka AD Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, MF Banka AD's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where MF Banka AD's Price-to-Median-PS-Value falls into.



MF Banka AD Median PS Value Calculation

MF Banka AD's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=104.479*1.154
=120.57

10-Year Median PS Ratio is 1.154.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MF Banka AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM104.479.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of BAM120.57 mean?
MF Banka AD (XBLB:IEFB-R-A) has a Median PS Value of BAM120.57 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MF Banka AD and its competitors. This is 8215% above median its historical median of 1.45. Over the past decade, MF Banka AD's Median PS Value has ranged from 1.45 to 1.45.
Is MF Banka AD's Median PS Value too high?
MF Banka AD's current Median PS Value of BAM120.57 is 8215% above median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 1.45 to a high of 1.45.
How does MF Banka AD's Median PS Value compare to USB and PNC?
MF Banka AD's Median PS Value of BAM120.57 can be compared against companies in the Banks industry. The industry median Median PS Value is 1.11. Historically, MF Banka AD's own Median PS Value has ranged from 1.45 to 1.45 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MF Banka AD and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current Median PS Value is BAM120.57, which is 8215% above median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current Median PS Value of BAM120.57. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current Median PS Value is BAM120.57, which is 8215% above median its 10-year median of 1.45. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current Median PS Value is BAM120.57 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MF Banka AD Business Description

Address Aleja Svetog Save Street No. 61, Banja Luka, BIH
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.