Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MF Banka ADXBLB:IEFB-R-A PEG Ratio is 0.49 as of Jul. 15, 2026, which is 22% below its 10-year median of 0.63. The stock has 2 warning signs investors should review.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, MF Banka AD's PE Ratio without NRI is 6.08. MF Banka AD's 5-Year Book Value growth rate is 12.50%. Therefore, MF Banka AD's PEG Ratio for today is 0.49.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for MF Banka AD's PEG Ratio or its related term are showing as below:
XBLB:IEFB-R-A'
s PEG Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.63 Max: 2.53
Current: 0.49
During the past 13 years, MF Banka AD's highest PEG Ratio was 2.53. The lowest was 0.24. And the median was 0.63.
XBLB:IEFB-R-A's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.53
vs XBLB:IEFB-R-A: 0.49
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
MF Banka AD (XBLB:IEFB-R-A) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
MF Banka AD PEG Ratio Related Terms
MF Banka AD PEG Ratio Historical Data
* Premium members only.
The historical data trend for MF Banka AD's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MF Banka AD's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MF Banka AD PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, MF Banka AD's PEG Ratio distribution charts can be found below:
* The bar in red indicates where MF Banka AD's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
MF Banka AD (XBLB:IEFB-R-A) has a PEG Ratio of 0.49 as of Jul. 15, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on MF Banka AD and its competitors. This is 22% below median its historical median of 0.63. Over the past decade, MF Banka AD's PEG Ratio has ranged from 0.24 to 2.53.
Is MF Banka AD's PEG Ratio too high?
MF Banka AD's current PEG Ratio of 0.49 is 22% below median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 2.53. The Banks industry median PEG Ratio is 1.53. MF Banka AD's value of 0.49 is 68% below this industry median.
How does MF Banka AD's PEG Ratio compare to USB and PNC?
MF Banka AD's PEG Ratio of 0.49 can be compared against companies in the Banks industry. The industry median PEG Ratio is 1.53. MF Banka AD's value of 0.49 is 68% below this benchmark. Historically, MF Banka AD's own PEG Ratio has ranged from 0.24 to 2.53 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 1.53, MF Banka AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MF Banka AD's current PEG Ratio of 0.49 is 68% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on MF Banka AD and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current PEG Ratio is 0.49, which is 22% below median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current PEG Ratio of 0.49. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current PEG Ratio is 0.49, which is 22% below median its 10-year median of 0.63 and 68% below the Banks industry median of 1.53. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current PEG Ratio is 0.49 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBLB:IEFB-R-A has been successfully added to your 
