MF Banka AD (XBLB:IEFB-R-A) EV-to-OCF: -1.43 (As of Aug. 30, 2026)

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What is MF Banka AD EV-to-OCF?

MF Banka AD XBLB:IEFB-R-A EV-to-OCF is -1.43 as of Aug. 30, 2026. The stock has 2 warning signs investors should review.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, MF Banka AD's Enterprise Value is BAM-68.44 Mil. MF Banka AD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was BAM48.02 Mil. Therefore, MF Banka AD's EV-to-OCF for today is -1.43.

The historical rank and industry rank for MF Banka AD's EV-to-OCF or its related term are showing as below:

XBLB:IEFB-R-A' s EV-to-OCF Range Over the Past 10 Years
Min: -5.97   Med: -0.74   Max: 2.84
Current: -1.43

During the past 13 years, the highest EV-to-OCF of MF Banka AD was 2.84. The lowest was -5.97. And the median was -0.74.

XBLB:IEFB-R-A's EV-to-OCF is not ranked
in the Banks industry.
Industry Median: 3.87 vs XBLB:IEFB-R-A: -1.43

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-30), MF Banka AD's stock price is BAM174.82. MF Banka AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was BAM42.280. Therefore, MF Banka AD's PE Ratio (TTM) for today is 4.13.


MF Banka AD  (XBLB:IEFB-R-A) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

MF Banka AD's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=174.82/42.280
=4.13

MF Banka AD's share price for today is BAM174.82.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MF Banka AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was BAM42.280.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


MF Banka AD EV-to-OCF Related Terms


MF Banka AD EV-to-OCF Historical Data

* Premium members only.

The historical data trend for MF Banka AD's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MF Banka AD EV-to-OCF Chart

MF Banka AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.27 -4.29 -5.97 -0.52 -1.11

MF Banka AD Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -0.52 0.00 -1.11 0.00

XBLB:IEFB-R-A vs USB, PNC: EV-to-OCF Comparison

For the Banks - Regional subindustry, MF Banka AD's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MF Banka AD EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, MF Banka AD's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where MF Banka AD's EV-to-OCF falls into.



MF Banka AD EV-to-OCF Calculation

MF Banka AD's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-68.437/48.017
=-1.43

MF Banka AD's current Enterprise Value is BAM-68.44 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MF Banka AD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was BAM48.02 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -1.43 mean?
MF Banka AD (XBLB:IEFB-R-A) has a EV-to-OCF of -1.43 as of Aug. 30, 2026.
Is MF Banka AD's EV-to-OCF too high?
MF Banka AD's current EV-to-OCF is -1.43.
How does MF Banka AD's EV-to-OCF compare to USB and PNC?
MF Banka AD's EV-to-OCF of -1.43 can be compared against companies in the Banks industry. The industry median EV-to-OCF is 3.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.87, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current EV-to-OCF is -1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current EV-to-OCF of -1.43. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current EV-to-OCF is -1.43. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current EV-to-OCF is -1.43 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MF Banka AD Business Description

Address Aleja Svetog Save Street No. 61, Banja Luka, BIH
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.