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MF Banka ADXBLB:IEFB-R-A Shiller PE Ratio is 9.71 as of Aug. 31, 2026, which is 11% below its 10-year median of 10.88. The stock has 2 warning signs investors should review.
As of today (2026-08-31), MF Banka AD's current share price is BAM174.82. MF Banka AD's E10 for the fiscal year that ended in Dec25 was BAM18.01. MF Banka AD's Shiller PE Ratio for today is 9.71.
The historical rank and industry rank for MF Banka AD's Shiller PE Ratio or its related term are showing as below:
XBLB:IEFB-R-A'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.71 Med: 10.88 Max: 32
Current: 9.7
During the past 13 years, MF Banka AD's highest Shiller PE Ratio was 32.00. The lowest was 5.71. And the median was 10.88.
XBLB:IEFB-R-A's Shiller PE Ratio is not ranked
in the Banks industry.
Industry Median: 13.77
vs XBLB:IEFB-R-A: 9.70
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
MF Banka AD's adjusted earnings per share data of for the fiscal year that ended in Dec25 was BAM28.760. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is BAM18.01 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
MF Banka AD (XBLB:IEFB-R-A) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
MF Banka AD Shiller PE Ratio Related Terms
MF Banka AD Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for MF Banka AD's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:IEFB-R-A vs USB, PNC: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, MF Banka AD's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MF Banka AD Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, MF Banka AD's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where MF Banka AD's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
MF Banka AD's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MF Banka AD's E10 for the fiscal year that ended in Dec25 is calculated as:
For example, MF Banka AD's adjusted earnings per share data for the fiscal year that ended in Dec25 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
MF Banka AD (XBLB:IEFB-R-A) has a Shiller PE Ratio of 9.71 as of Aug. 31, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on MF Banka AD and its competitors. This is 11% below median its historical median of 10.88. Over the past decade, MF Banka AD's Shiller PE Ratio has ranged from 5.71 to 32.00.
Is MF Banka AD's Shiller PE Ratio too high?
MF Banka AD's current Shiller PE Ratio of 9.71 is 11% below median its 10-year median of 10.88. Over the past 10 years, this metric has ranged from a low of 5.71 to a high of 32.00. The Banks industry median Shiller PE Ratio is 13.77. MF Banka AD's value of 9.71 is 29.5% below this industry median.
How does MF Banka AD's Shiller PE Ratio compare to USB and PNC?
MF Banka AD's Shiller PE Ratio of 9.71 can be compared against companies in the Banks industry. The industry median Shiller PE Ratio is 13.77. MF Banka AD's value of 9.71 is 29.5% below this benchmark. Historically, MF Banka AD's own Shiller PE Ratio has ranged from 5.71 to 32.00 over the past decade. While the company's 10-year median is 10.88 vs. the industry median of 13.77, MF Banka AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.77, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MF Banka AD's current Shiller PE Ratio of 9.71 is 29.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on MF Banka AD and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current Shiller PE Ratio is 9.71, which is 11% below median its own 10-year median of 10.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current Shiller PE Ratio of 9.71. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current Shiller PE Ratio is 9.71, which is 11% below median its 10-year median of 10.88 and 29.5% below the Banks industry median of 13.77. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current Shiller PE Ratio is 9.71 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.
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