MF Banka AD (XBLB:IEFB-R-A) ROE % Adjusted to Book Value: 21.17% (As of Dec. 2025)

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What is MF Banka AD ROE % Adjusted to Book Value?

MF Banka AD XBLB:IEFB-R-A ROE % Adjusted to Book Value is 21.17% as of Dec. 2025. The stock has 2 warning signs investors should review.

MF Banka AD's ROE % for the quarter that ended in Dec. 2025 was 15.03%. MF Banka AD's PB Ratio for the quarter that ended in Dec. 2025 was 0.71. MF Banka AD's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 21.17%.

MF Banka AD ROE % Adjusted to Book Value Related Terms

MF Banka AD ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for MF Banka AD's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MF Banka AD ROE % Adjusted to Book Value Chart

MF Banka AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.90 36.54 10.17 14.74 17.58

MF Banka AD Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.65 13.03 15.64 12.96 21.17

XBLB:IEFB-R-A vs USB, PNC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, MF Banka AD's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MF Banka AD ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, MF Banka AD's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where MF Banka AD's ROE % Adjusted to Book Value falls into.


MF Banka AD ROE % Adjusted to Book Value Calculation

MF Banka AD's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.48% / 0.71
=17.58%

MF Banka AD's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.03% / 0.71
=21.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 21.17% mean?
MF Banka AD (XBLB:IEFB-R-A) has a ROE % Adjusted to Book Value of 21.17% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MF Banka AD and its competitors.
Is MF Banka AD's ROE % Adjusted to Book Value too high?
MF Banka AD's current ROE % Adjusted to Book Value is 21.17%.
How does MF Banka AD's ROE % Adjusted to Book Value compare to USB and PNC?
MF Banka AD's ROE % Adjusted to Book Value of 21.17% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MF Banka AD and its competitors. MF Banka AD's current ROE % Adjusted to Book Value is 21.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current ROE % Adjusted to Book Value of 21.17%. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current ROE % Adjusted to Book Value is 21.17%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current ROE % Adjusted to Book Value is 21.17% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MF Banka AD Business Description

Address Aleja Svetog Save Street No. 61, Banja Luka, BIH
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.