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MF Banka ADXBLB:IEFB-R-A FCF Margin % is 184.24% as of Dec. 2025, which is 653% above its 10-year median of 24.46. The stock has 2 warning signs investors should review.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. MF Banka AD's Free Cash Flow for the
six
months ended in Dec. 2025 was BAM49.78 Mil. MF Banka AD's Revenue for the
six
months ended in Dec. 2025 was BAM27.02 Mil. Therefore, MF Banka AD's FCF Margin % for the quarter that ended in Dec. 2025 was 184.24%.
The historical rank and industry rank for MF Banka AD's FCF Margin % or its related term are showing as below:
XBLB:IEFB-R-A'
s FCF Margin % Range Over the Past 10 Years
Min: -51.25 Med: 24.46 Max: 279.78
Current: 91.34
During the past 13 years, the highest FCF Margin % of MF Banka AD was 279.78%. The lowest was -51.25%. And the median was 24.46%.
XBLB:IEFB-R-A's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 26.56
vs XBLB:IEFB-R-A: 91.34
MF Banka AD FCF Margin % Related Terms
MF Banka AD FCF Margin % Historical Data
* Premium members only.
The historical data trend for MF Banka AD's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:IEFB-R-A vs USB, PNC: FCF Margin % Comparison
For the Banks - Regional subindustry, MF Banka AD's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MF Banka AD FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, MF Banka AD's FCF Margin % distribution charts can be found below:
* The bar in red indicates where MF Banka AD's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MF Banka AD (XBLB:IEFB-R-A) has a FCF Margin % of 184.24% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MF Banka AD and its competitors. This is 653% above median its historical median of 24.46.
Is MF Banka AD's FCF Margin % too high?
MF Banka AD's current FCF Margin % of 184.24% is 653% above median its 10-year median of 24.46. The Banks industry median FCF Margin % is 26.56. MF Banka AD's value of 184.24% is 593.7% above this industry median.
How does MF Banka AD's FCF Margin % compare to USB and PNC?
MF Banka AD's FCF Margin % of 184.24% can be compared against companies in the Banks industry. The industry median FCF Margin % is 26.56. MF Banka AD's value of 184.24% is 593.7% above this benchmark. While the company's 10-year median is 24.46 vs. the industry median of 26.56, MF Banka AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MF Banka AD's current FCF Margin % of 184.24% is 593.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MF Banka AD and its competitors. For the Banks industry, the median FCF Margin % is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current FCF Margin % is 184.24%, which is 653% above median its own 10-year median of 24.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current FCF Margin % of 184.24%. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current FCF Margin % is 184.24%, which is 653% above median its 10-year median of 24.46 and 593.7% above the Banks industry median of 26.56. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current FCF Margin % is 184.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.
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