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MF Banka ADXBLB:IEFB-R-A PS Ratio is 1.67 as of Jul. 15, 2026, which is 45% above its 10-year median of 1.15. The stock has 2 warning signs investors should review.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, MF Banka AD's share price is BAM174.82.
MF Banka AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM104.48. Hence, MF Banka AD's PS Ratio for today is 1.67.
Good Sign:
MF Banka AD stock PS Ratio (=1.67) is close to 3-year low of 1.55.
The historical rank and industry rank for MF Banka AD's PS Ratio or its related term are showing as below:
XBLB:IEFB-R-A'
s PS Ratio Range Over the Past 10 Years
Min: 0.7 Med: 1.15 Max: 2.03
Current: 1.67
During the past 13 years, MF Banka AD's highest PS Ratio was 2.03. The lowest was 0.70. And the median was 1.15.
XBLB:IEFB-R-A's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.02
vs XBLB:IEFB-R-A: 1.67
MF Banka AD revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of MF Banka AD was -7.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 4.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 10.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.10% per year.
During the past 13 years, MF Banka AD's highest 3-Year average Revenue per Share Growth Rate was 90.60% per year. The lowest was 4.40% per year. And the median was 14.05% per year.
Back to Basics: PS Ratio
MF Banka AD (XBLB:IEFB-R-A) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
MF Banka AD PS Ratio Related Terms
MF Banka AD PS Ratio Historical Data
* Premium members only.
The historical data trend for MF Banka AD's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MF Banka AD's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MF Banka AD PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, MF Banka AD's PS Ratio distribution charts can be found below:
* The bar in red indicates where MF Banka AD's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
MF Banka AD's Share Price of today is BAM174.82.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MF Banka AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM104.48.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
MF Banka AD (XBLB:IEFB-R-A) has a PS Ratio of 1.67 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on MF Banka AD and its competitors. This is 45% above median its historical median of 1.15. Over the past decade, MF Banka AD's PS Ratio has ranged from 0.70 to 2.03.
Is MF Banka AD's PS Ratio too high?
MF Banka AD's current PS Ratio of 1.67 is 45% above median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 2.03. The Banks industry median PS Ratio is 3.02. MF Banka AD's value of 1.67 is 44.7% below this industry median.
How does MF Banka AD's PS Ratio compare to USB and PNC?
MF Banka AD's PS Ratio of 1.67 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.02. MF Banka AD's value of 1.67 is 44.7% below this benchmark. Historically, MF Banka AD's own PS Ratio has ranged from 0.70 to 2.03 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 3.02, MF Banka AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MF Banka AD's current PS Ratio of 1.67 is 44.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on MF Banka AD and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current PS Ratio is 1.67, which is 45% above median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current PS Ratio of 1.67. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current PS Ratio is 1.67, which is 45% above median its 10-year median of 1.15 and 44.7% below the Banks industry median of 3.02. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current PS Ratio is 1.67 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.
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