Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Union Insurance Co's book value per share for the quarter that ended in Mar. 2026 was د.إ1.18.
During the past 12 months, Union Insurance Co's average Book Value Per Share Growth Rate was 14.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -3.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Union Insurance Co was 11.70% per year. The lowest was -16.20% per year. And the median was -3.10% per year.
Union Insurance Co's current price is د.إ1.37. Its book value per share for the quarter that ended in Mar. 2026 was د.إ1.18. Hence, today's PB Ratio of Union Insurance Co is 1.16.
During the past 13 years, the highest P/B Ratio of Union Insurance Co was 2.15. The lowest was 0.53. And the median was 0.95.
Warning Sign:
Union Insurance Co stock PB Ratio (=1.12) is close to 1-year high of 1.19.
Union Insurance Co (ADX:UNION) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Union Insurance Co Book Value per Share Related Terms
Union Insurance Co Book Value per Share Historical Data
* Premium members only.
The historical data trend for Union Insurance Co's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:UNION vs BRK.A, AIG, HIG: Book Value per Share Comparison
For the Insurance - Diversified subindustry, Union Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Union Insurance Co's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance Co (ADX:UNION) has a Book Value per Share of د.إ1.18 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Union Insurance Co and its competitors.
Is Union Insurance Co's Book Value per Share too high?
Union Insurance Co's current Book Value per Share is د.إ1.18. Overall, Union Insurance Co has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance Co's Book Value per Share compare to BRK.A and AIG?
Union Insurance Co's Book Value per Share of د.إ1.18 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Union Insurance Co and its competitors. Union Insurance Co's current Book Value per Share is د.إ1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ1.37 — trading 13.2% above its estimated fair value. The current Book Value per Share is د.إ1.18. Union Insurance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current Book Value per Share is د.إ1.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance Co (ADX:UNION) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued.
The current stock price of د.إ1.37 is trading 13.2% above its estimated GF Value™ of د.إ1.21.
GuruFocus considers Union Insurance Co to be Modestly Overvalued.
Key valuation signals for ADX:UNION:
Book Value per Share: د.إ1.18
GF Value™: د.إ1.21 vs. price of د.إ1.37 (13.2% above fair value)
No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
51GF Score
Get the complete analysis for ADX:UNION
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:UNION has been successfully added to your 
