Union Insurance Co (ADX:UNION) Cyclically Adjusted Revenue per Share: د.إ1.87 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:UNION Union Insurance Co ADX:UNION
51 GF Score
Price د.إ1.32
GF Value د.إ1.21
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Union Insurance Co Cyclically Adjusted Revenue per Share?

Union Insurance Co ADX:UNION 51 Cyclically Adjusted Revenue per Share is د.إ1.87 as of Mar. 2026. GuruFocus rates ADX:UNION with a GF Score™ of 51/100 and a GF Value™ of د.إ1.21 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Union Insurance Co's adjusted revenue per share for the three months ended in Mar. 2026 was د.إ0.378. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is د.إ1.87 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Union Insurance Co's average Cyclically Adjusted Revenue Growth Rate was 0.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 0.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Union Insurance Co was 1.10% per year. The lowest was 0.90% per year. And the median was 1.00% per year.

As of today (2026-07-14), Union Insurance Co's current stock price is د.إ1.32. Union Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was د.إ1.87. Union Insurance Co's Cyclically Adjusted PS Ratio of today is 0.71.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Union Insurance Co was 0.77. The lowest was 0.34. And the median was 0.45.


Union Insurance Co  (ADX:UNION) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Union Insurance Co's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=1.32/1.87
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Union Insurance Co was 0.77. The lowest was 0.34. And the median was 0.45.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Union Insurance Co Cyclically Adjusted Revenue per Share Related Terms


Union Insurance Co Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Union Insurance Co's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Co Cyclically Adjusted Revenue per Share Chart

Union Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.78 1.81 1.86 1.84 1.86

Union Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.86 1.87 1.88 1.86 1.87

ADX:UNION vs BRK.A, AIG, HIG: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Diversified subindustry, Union Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Union Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Union Insurance Co's Cyclically Adjusted PS Ratio falls into.


ADX:UNION
51GF Score
Union Insurance Co ADX:UNION
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Insurance Co Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Union Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.378/330.2130*330.2130
=0.378

Current CPI (Mar. 2026) = 330.2130.

Union Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.384 241.018 0.526
201609 0.429 241.428 0.587
201612 0.461 241.432 0.631
201703 0.441 243.801 0.597
201706 0.541 244.955 0.729
201709 0.564 246.819 0.755
201712 0.545 246.524 0.730
201803 0.540 249.554 0.715
201806 0.498 251.989 0.653
201809 0.569 252.439 0.744
201812 0.438 251.233 0.576
201903 0.469 254.202 0.609
201906 0.529 256.143 0.682
201909 0.502 256.759 0.646
201912 0.377 256.974 0.484
202003 0.441 258.115 0.564
202006 0.415 257.797 0.532
202009 0.423 260.280 0.537
202012 0.371 260.474 0.470
202103 0.374 264.877 0.466
202106 0.383 271.696 0.465
202109 0.391 274.310 0.471
202112 0.377 278.802 0.447
202203 0.322 287.504 0.370
202206 0.289 296.311 0.322
202209 0.315 296.808 0.350
202212 0.201 296.797 0.224
202303 0.232 301.836 0.254
202306 0.199 305.109 0.215
202309 0.249 307.789 0.267
202312 0.262 306.746 0.282
202403 0.255 312.332 0.270
202406 0.260 314.175 0.273
202409 0.266 315.301 0.279
202412 0.285 315.605 0.298
202503 0.254 319.799 0.262
202506 0.333 322.561 0.341
202509 0.340 324.800 0.346
202512 0.372 324.054 0.379
202603 0.378 330.213 0.378

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of د.إ1.87 mean?
Union Insurance Co (ADX:UNION) has a Cyclically Adjusted Revenue per Share of د.إ1.87 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Union Insurance Co and its competitors.
Is Union Insurance Co's Cyclically Adjusted Revenue per Share too high?
Union Insurance Co's current Cyclically Adjusted Revenue per Share is د.إ1.87. Overall, Union Insurance Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance Co's Cyclically Adjusted Revenue per Share compare to BRK.A and AIG?
Union Insurance Co's Cyclically Adjusted Revenue per Share of د.إ1.87 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Union Insurance Co and its competitors. Union Insurance Co's current Cyclically Adjusted Revenue per Share is د.إ1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ1.32 — trading 9.1% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is د.إ1.87. Union Insurance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current Cyclically Adjusted Revenue per Share is د.إ1.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance Co (ADX:UNION) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued. The current stock price of د.إ1.32 is trading 9.1% above its estimated GF Value™ of د.إ1.21. GuruFocus considers Union Insurance Co to be Fairly Valued.

Key valuation signals for ADX:UNION:

  • Cyclically Adjusted Revenue per Share: د.إ1.87
  • GF Value™: د.إ1.21 vs. price of د.إ1.32 (9.1% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Co Business Description

Address Sheikh Zayed Road, Single Business Tower, P.O Box 119227, Dubai, ARE
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
51GF Score

Get the complete analysis for ADX:UNION

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.32
Price
د.إ1.21
GF Value