Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-10), Union Insurance Co's 3-1 Month Momentum % is -4.35%.
The industry rank for Union Insurance Co's 3-1 Month Momentum % or its related term are showing as below:
ADX:UNION's 3-1 Month Momentum % is ranked worse than 78.35% of 582
companies
in the Insurance industry
Industry Median: 4.015
vs ADX:UNION: -4.35
Union Insurance Co (ADX:UNION) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Union Insurance Co 3-1 Month Momentum % Related Terms
ADX:UNION vs BRK.A, AIG, HIG: 3-1 Month Momentum % Comparison
For the Insurance - Diversified subindustry, Union Insurance Co's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Co 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance Co's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Union Insurance Co's 3-1 Month Momentum % falls into.
Union Insurance Co (ADX:UNION) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance Co (ADX:UNION) has a 3-1 Month Momentum % of -4.35% as of Aug. 10, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Union Insurance Co and its competitors. According to the industry distribution chart, Union Insurance Co ranks #456 out of 582 companies in the Insurance industry, placing it in the top 78.4%.
Is Union Insurance Co's 3-1 Month Momentum % too high?
Union Insurance Co's current 3-1 Month Momentum % is -4.35%. Based on the distribution chart, Union Insurance Co ranks #456 out of 582 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Union Insurance Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance Co's 3-1 Month Momentum % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance Co ranks #456 out of 582 companies for 3-1 Month Momentum %. This places Union Insurance Co in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 4.02, based on 582 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Union Insurance Co and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 4.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance Co's current 3-1 Month Momentum % is -4.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.22, compared to a current price of د.إ1.31 — trading 7.4% above its estimated fair value. The current 3-1 Month Momentum % is -4.35%. Union Insurance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current 3-1 Month Momentum % is -4.35% as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance Co (ADX:UNION) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued.
The current stock price of د.إ1.31 is trading 7.4% above its estimated GF Value™ of د.إ1.22.
GuruFocus considers Union Insurance Co to be Fairly Valued.
Key valuation signals for ADX:UNION:
3-1 Month Momentum %: -4.35%
GF Value™: د.إ1.22 vs. price of د.إ1.31 (7.4% above fair value)
No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
51GF Score
Get the complete analysis for ADX:UNION
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:UNION has been successfully added to your 
