Union Insurance Co (ADX:UNION) EPS without NRI: د.إ0.18 (TTM As of Mar. 2026)


ADX:UNION Union Insurance Co ADX:UNION
51 GF Score
Price د.إ1.32
GF Value د.إ1.21
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Union Insurance Co EPS without NRI?

Union Insurance Co ADX:UNION 51 EPS without NRI is د.إ0.18 as of Mar. 2026. GuruFocus rates ADX:UNION with a GF Score™ of 51/100 and a GF Value™ of د.إ1.21 (Fairly Valued). The stock has 4 warning signs investors should review. Among 401 Insurance companies, Union Insurance Co ranks better than 97.26% on this metric.

Union Insurance Co's earnings per share without non-recurring items for the three months ended in Mar. 2026 was د.إ0.06. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.18.

During the past 12 months, Union Insurance Co's average earnings per share (NRI) Growth Rate was 15.00% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 155.70% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Union Insurance Co's EPS without NRI or its related term are showing as below:

ADX:UNION' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -49.6   Med: 24.4   Max: 155.7
Current: 155.7

During the past 13 years, Union Insurance Co's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 155.70% per year. The lowest was -49.60% per year. And the median was 24.40% per year.

ADX:UNION's 3-Year EPS without NRI Growth Rate is ranked better than
97.26% of 401 companies
in the Insurance industry
Industry Median: 16.5 vs ADX:UNION: 155.70

Union Insurance Co's EPS (Diluted) for the three months ended in Mar. 2026 was د.إ0.06. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.18.

Union Insurance Co's EPS (Basic) for the three months ended in Mar. 2026 was د.إ0.06. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.18.


Union Insurance Co  (ADX:UNION) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Union Insurance Co EPS without NRI Related Terms


Union Insurance Co EPS without NRI Historical Data

* Premium members only.

The historical data trend for Union Insurance Co's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Co EPS without NRI Chart

Union Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.01 -0.01 0.10 0.18

Union Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.04 0.04 0.05 0.06

ADX:UNION vs BRK.A, AIG, HIG: EPS without NRI Comparison

For the Insurance - Diversified subindustry, Union Insurance Co's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Insurance Co PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Union Insurance Co's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Union Insurance Co's PE Ratio without NRI falls into.


ADX:UNION
51GF Score
Union Insurance Co ADX:UNION
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Insurance Co EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of د.إ0.18 mean?
Union Insurance Co (ADX:UNION) has a EPS without NRI of د.إ0.18 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Union Insurance Co and its competitors. According to the industry distribution chart, Union Insurance Co ranks #11 out of 401 companies in the Insurance industry, placing it in the top 2.7%.
Is Union Insurance Co's EPS without NRI too high?
Union Insurance Co's current EPS without NRI is د.إ0.18. Based on the distribution chart, Union Insurance Co ranks #11 out of 401 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Union Insurance Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance Co's EPS without NRI compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance Co ranks #11 out of 401 companies for EPS without NRI. This places Union Insurance Co in the top 3% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 16.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.50, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Union Insurance Co and its competitors. For the Insurance industry, the median EPS without NRI is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance Co's current EPS without NRI is د.إ0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ1.32 — trading 9.1% above its estimated fair value. The current EPS without NRI is د.إ0.18. Union Insurance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current EPS without NRI is د.إ0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance Co (ADX:UNION) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued. The current stock price of د.إ1.32 is trading 9.1% above its estimated GF Value™ of د.إ1.21. GuruFocus considers Union Insurance Co to be Fairly Valued.

Key valuation signals for ADX:UNION:

  • EPS without NRI: د.إ0.18
  • GF Value™: د.إ1.21 vs. price of د.إ1.32 (9.1% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Co Business Description

Address Sheikh Zayed Road, Single Business Tower, P.O Box 119227, Dubai, ARE
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
51GF Score

Get the complete analysis for ADX:UNION

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.32
Price
د.إ1.21
GF Value