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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Union Insurance Co's current 3-Year Share Buyback Ratio was 0.00%.
The historical rank and industry rank for Union Insurance Co's 3-Year Share Buyback Ratio or its related term are showing as below:
During the past 13 years, Union Insurance Co's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -14.30%. And the median was 0.00%.
ADX:UNION's 3-Year Share Buyback Ratio is not ranked *
in the Insurance industry.
Industry Median: -0.1 * Ranked among companies with meaningful 3-Year Share Buyback Ratio only.
Union Insurance Co (ADX:UNION) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Union Insurance Co 3-Year Share Buyback Ratio Related Terms
ADX:UNION vs BRK.A, AIG, HIG: 3-Year Share Buyback Ratio Comparison
For the Insurance - Diversified subindustry, Union Insurance Co's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Co 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance Co's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Union Insurance Co's 3-Year Share Buyback Ratio falls into.
Union Insurance Co 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.00 mean?
Union Insurance Co (ADX:UNION) has a 3-Year Share Buyback Ratio of 0.00 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Union Insurance Co and its competitors. According to the industry distribution chart, Union Insurance Co ranks #999999 out of 277 companies in the Insurance industry.
Is Union Insurance Co's 3-Year Share Buyback Ratio too high?
Union Insurance Co's current 3-Year Share Buyback Ratio is 0.00. Based on the distribution chart, Union Insurance Co ranks #999999 out of 277 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Union Insurance Co has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance Co's 3-Year Share Buyback Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance Co ranks #999999 out of 277 companies for 3-Year Share Buyback Ratio. This places Union Insurance Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Union Insurance Co and its competitors. Union Insurance Co's current 3-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ1.33 — trading 10.8% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.00. Union Insurance Co's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current 3-Year Share Buyback Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance Co (ADX:UNION) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued.
The current stock price of د.إ1.33 is trading 10.8% above its estimated GF Value™ of د.إ1.20.
GuruFocus considers Union Insurance Co to be Modestly Overvalued.
Key valuation signals for ADX:UNION:
3-Year Share Buyback Ratio: 0.00
GF Value™: د.إ1.20 vs. price of د.إ1.33 (10.8% above fair value)
No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
48GF Score
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