Union Insurance Co (ADX:UNION) EV-to-EBIT: (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:UNION Union Insurance Co ADX:UNION
51 GF Score
Price د.إ1.37
GF Value د.إ1.22
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Union Insurance Co EV-to-EBIT?

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Union Insurance Co's Enterprise Value is د.إ293.5 Mil. Union Insurance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.0 Mil. Therefore, Union Insurance Co's EV-to-EBIT for today is .

The historical rank and industry rank for Union Insurance Co's EV-to-EBIT or its related term are showing as below:

ADX:UNION's EV-to-EBIT is not ranked *
in the Insurance industry.
Industry Median: 8.6
* Ranked among companies with meaningful EV-to-EBIT only.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Union Insurance Co's Enterprise Value for the quarter that ended in Mar. 2026 was د.إ296.0 Mil. Union Insurance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.0 Mil. Union Insurance Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was %.


Union Insurance Co  (ADX:UNION) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Union Insurance Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=0/295.985
= %

Union Insurance Co's Enterprise Value for the quarter that ended in Mar. 2026 was د.إ296.0 Mil.
Union Insurance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Union Insurance Co EV-to-EBIT Related Terms


Union Insurance Co EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Union Insurance Co's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Co EV-to-EBIT Chart

Union Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Union Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ADX:UNION vs BRK.A, AIG, HIG: EV-to-EBIT Comparison

For the Insurance - Diversified subindustry, Union Insurance Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Insurance Co EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Union Insurance Co's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Union Insurance Co's EV-to-EBIT falls into.


ADX:UNION
51GF Score
Union Insurance Co ADX:UNION
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Insurance Co EV-to-EBIT Calculation

Union Insurance Co's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=293.485/0
=

Union Insurance Co's current Enterprise Value is د.إ293.5 Mil.
Union Insurance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Union Insurance Co (ADX:UNION) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued. The current stock price of د.إ1.37 is trading 12.3% above its estimated GF Value™ of د.إ1.22. GuruFocus considers Union Insurance Co to be Modestly Overvalued.

Key valuation signals for ADX:UNION:

  • EV-to-EBIT:
  • GF Value™: د.إ1.22 vs. price of د.إ1.37 (12.3% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Co Business Description

Address Sheikh Zayed Road, Single Business Tower, P.O Box 119227, Dubai, ARE
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
51GF Score

Get the complete analysis for ADX:UNION

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.37
Price
د.إ1.22
GF Value