Union Insurance Co (ADX:UNION) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is Union Insurance Co LT-Debt-to-Total-Asset?

Union Insurance Co ADX:UNION 51 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates ADX:UNION with a GF Score™ of 51/100 and a GF Value™ of د.إ1.21 (Fairly Valued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Union Insurance Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

Union Insurance Co's long-term debt to total assets ratio increased from Mar. 2025 (0.00) to Mar. 2026 (0.00). It may suggest that Union Insurance Co is progressively becoming more dependent on debt to grow their business.

Union Insurance Co (ADX:UNION) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Union Insurance Co LT-Debt-to-Total-Asset Related Terms

Union Insurance Co LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Union Insurance Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Co LT-Debt-to-Total-Asset Chart

Union Insurance Co Annual Data

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LT-Debt-to-Total-Asset

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0.00

Union Insurance Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

51GF Score

Union Insurance Co ADX:UNION

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Union Insurance Co LT-Debt-to-Total-Asset Calculation

Union Insurance Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1.641	/	1331.609
	=	0.00

Union Insurance Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	2.856	/	1488.6
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Union Insurance Co (ADX:UNION) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Union Insurance Co and its competitors.

Is Union Insurance Co's LT-Debt-to-Total-Asset too high?

Union Insurance Co's current LT-Debt-to-Total-Asset is 0.00. Overall, Union Insurance Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Union Insurance Co's LT-Debt-to-Total-Asset compare to BRK.A and AIG?

Union Insurance Co's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Union Insurance Co and its competitors. Union Insurance Co's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Union Insurance Co stock overvalued right now?

Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ1.32 — trading 9.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Union Insurance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance Co (ADX:UNION) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued. The current stock price of د.إ1.32 is trading 9.1% above its estimated GF Value™ of د.إ1.21. GuruFocus considers Union Insurance Co to be Fairly Valued.

Key valuation signals for ADX:UNION:

LT-Debt-to-Total-Asset: 0.00
GF Value™: د.إ1.21 vs. price of د.إ1.32 (9.1% above fair value)
GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Insurance Co Business Description

Industry Financial Services Insurance

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Address Sheikh Zayed Road, Single Business Tower, P.O Box 119227, Dubai, ARE

Website https://www.unioninsurance.ae

Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.

51GF Score

Get the complete analysis for ADX:UNION

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.32

Price

د.إ1.21

GF Value

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