BSP Financial Group (ASX:BFL) Book Value per Share: A$3.58 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:BFL BSP Financial Group Ltd ASX:BFL
54 GF Score
Price A$8.17
GF Value A$8.00
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is BSP Financial Group Book Value per Share?

BSP Financial Group ASX:BFL +0.25% 54 Book Value per Share is A$3.58 as of Dec. 2025. GuruFocus rates ASX:BFL with a GF Score™ of 54/100 and a GF Value™ of A$8.00 (Fairly Valued). The stock has 1 warning sign investors should review.

BSP Financial Group's book value per share for the quarter that ended in Dec. 2025 was A$3.58.

During the past 12 months, BSP Financial Group's average Book Value Per Share Growth Rate was 12.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of BSP Financial Group was 8.80% per year. The lowest was 6.80% per year. And the median was 7.80% per year.

BSP Financial Group's current price is A$8.17. Its book value per share for the quarter that ended in Dec. 2025 was A$3.58. Hence, today's PB Ratio of BSP Financial Group is 2.28.

During the past 5 years, the highest P/B Ratio of BSP Financial Group was 2.76. The lowest was 1.55. And the median was 2.14.


BSP Financial Group  (ASX:BFL) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


BSP Financial Group Book Value per Share Related Terms


BSP Financial Group Book Value per Share Historical Data

* Premium members only.

The historical data trend for BSP Financial Group's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BSP Financial Group Book Value per Share Chart

BSP Financial Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
2.63 2.78 2.94 3.20 3.58

BSP Financial Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.94 2.96 3.20 3.29 3.58

ASX:BFL vs PNC, USB: Book Value per Share Comparison

For the Banks - Regional subindustry, BSP Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BSP Financial Group PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BSP Financial Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where BSP Financial Group's PB Ratio falls into.


ASX:BFL
54GF Score
BSP Financial Group Ltd ASX:BFL
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BSP Financial Group Book Value per Share Calculation

BSP Financial Group's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,671-0)/467
=3.58

BSP Financial Group's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,671-0)/467
=3.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of A$3.58 mean?
BSP Financial Group (ASX:BFL) has a Book Value per Share of A$3.58 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on BSP Financial Group and its competitors.
Is BSP Financial Group's Book Value per Share too high?
BSP Financial Group's current Book Value per Share is A$3.58. Overall, BSP Financial Group has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's Book Value per Share compare to PNC and USB?
BSP Financial Group's Book Value per Share of A$3.58 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on BSP Financial Group and its competitors. BSP Financial Group's current Book Value per Share is A$3.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$8.00, compared to a current price of A$8.17 — trading 2.1% above its estimated fair value. The current Book Value per Share is A$3.58. BSP Financial Group's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current Book Value per Share is A$3.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BSP Financial Group (ASX:BFL) Overvalued in 2026?

Based on GuruFocus' analysis, BSP Financial Group stock appears to be overvalued. The current stock price of A$8.17 is trading 2.1% above its estimated GF Value™ of A$8.00. GuruFocus considers BSP Financial Group to be Fairly Valued.

Key valuation signals for ASX:BFL:

  • Book Value per Share: A$3.58
  • GF Value™: A$8.00 vs. price of A$8.17 (2.1% above fair value)
  • GF Score™: 54/100 with 1 warning sign

No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BSP Financial Group Business Description

Address Klinki Street, Waigani Drive, Section 34, Allotment 6 and 7, Hohola, Port Moresby, PNG, 121
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
54GF Score

Get the complete analysis for ASX:BFL

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.17
Price
A$8.00
GF Value