BSP Financial Group (ASX:BFL) Total Payout Ratio: 0.69 (As of Aug. 01, 2026)

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ASX:BFL BSP Financial Group Ltd ASX:BFL
50 GF Score
Price A$7.88
GF Value A$8.03
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is BSP Financial Group Total Payout Ratio?

BSP Financial Group ASX:BFL +0.13% 50 Total Payout Ratio is 0.69 as of Aug. 01, 2026. GuruFocus rates ASX:BFL with a GF Score™ of 50/100 and a GF Value™ of A$8.03 (Fairly Valued). The stock has 1 warning sign investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

BSP Financial Group's current Total Payout Ratio is 0.69.


BSP Financial Group Total Payout Ratio Related Terms


BSP Financial Group Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for BSP Financial Group's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BSP Financial Group Total Payout Ratio Chart

BSP Financial Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
0.63 0.73 0.93 0.69 0.69

BSP Financial Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.96 0.41 1.00 0.39

ASX:BFL vs PNC, USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, BSP Financial Group's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BSP Financial Group Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BSP Financial Group's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where BSP Financial Group's Total Payout Ratio falls into.


ASX:BFL
50GF Score
BSP Financial Group Ltd ASX:BFL
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BSP Financial Group Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

BSP Financial Group's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -256.606) / 373.593
=0.69

BSP Financial Group's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -74.91) / 191.259
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.69 mean?
BSP Financial Group (ASX:BFL) has a Total Payout Ratio of 0.69 as of Aug. 01, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on BSP Financial Group and its competitors.
Is BSP Financial Group's Total Payout Ratio too high?
BSP Financial Group's current Total Payout Ratio is 0.69. Overall, BSP Financial Group has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's Total Payout Ratio compare to PNC and USB?
BSP Financial Group's Total Payout Ratio of 0.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on BSP Financial Group and its competitors. BSP Financial Group's current Total Payout Ratio is 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$8.03, compared to a current price of A$7.88 — trading 1.9% below its estimated fair value. The current Total Payout Ratio is 0.69. BSP Financial Group's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current Total Payout Ratio is 0.69 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BSP Financial Group (ASX:BFL) Overvalued in 2026?

Based on GuruFocus' analysis, BSP Financial Group stock appears to be undervalued. The current stock price of A$7.88 is trading 1.9% below its estimated GF Value™ of A$8.03. GuruFocus considers BSP Financial Group to be Fairly Valued.

Key valuation signals for ASX:BFL:

  • Total Payout Ratio: 0.69
  • GF Value™: A$8.03 vs. price of A$7.88 (1.9% below fair value)
  • GF Score™: 50/100 with 1 warning sign

No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BSP Financial Group Business Description

Address Klinki Street, Waigani Drive, Section 34, Allotment 6 and 7, Hohola, Port Moresby, PNG, 121
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
50GF Score

Get the complete analysis for ASX:BFL

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$7.88
Price
A$8.03
GF Value