BSP Financial GroupASX:BFL -0.12%58 OCF Margin % is 186.98% as of Dec. 2025, which is 81% above its 10-year median of 103.36. GuruFocus rates ASX:BFL with a GF Score™ of 58/100 and a GF Value™ of A$7.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,501 Banks companies, BSP Financial Group ranks better than 89.61% on this metric.
The historical rank and industry rank for BSP Financial Group's OCF Margin % or its related term are showing as below:
ASX:BFL'
s OCF Margin % Range Over the Past 10 Years
Min: 16.43 Med: 103.36 Max: 148.23
Current: 143.34
During the past 5 years, the highest OCF Margin % of BSP Financial Group was 148.23%. The lowest was 16.43%. And the median was 103.36%.
ASX:BFL's OCF Margin % is ranked better than 89.61% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs ASX:BFL: 143.34
BSP Financial Group OCF Margin % Related Terms
BSP Financial Group OCF Margin % Historical Data
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The historical data trend for BSP Financial Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BSP Financial Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BSP Financial Group OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BSP Financial Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where BSP Financial Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP Financial Group (ASX:BFL) has a OCF Margin % of 186.98% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BSP Financial Group and its competitors. This is 81% above median its historical median of 103.36. Over the past decade, BSP Financial Group's OCF Margin % has ranged from 16.43 to 148.23. According to the industry distribution chart, BSP Financial Group ranks #156 out of 1501 companies in the Banks industry, placing it in the top 10.4%.
Is BSP Financial Group's OCF Margin % too high?
BSP Financial Group's current OCF Margin % of 186.98% is 81% above median its 10-year median of 103.36. Over the past 10 years, this metric has ranged from a low of 16.43 to a high of 148.23. The Banks industry median OCF Margin % is 29.44. BSP Financial Group's value of 186.98% is 535.1% above this industry median. Based on the distribution chart, BSP Financial Group ranks #156 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BSP Financial Group has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BSP Financial Group ranks #156 out of 1501 companies for OCF Margin %. This places BSP Financial Group in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. BSP Financial Group's value of 186.98% is 535.1% above this benchmark. Historically, BSP Financial Group's own OCF Margin % has ranged from 16.43 to 148.23 over the past decade. While the company's 10-year median is 103.36 vs. the industry median of 29.44, BSP Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BSP Financial Group's current OCF Margin % of 186.98% is 535.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BSP Financial Group and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BSP Financial Group's current OCF Margin % is 186.98%, which is 81% above median its own 10-year median of 103.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$7.96, compared to a current price of A$8.19 — trading 2.9% above its estimated fair value. The current OCF Margin % is 186.98%, which is 81% above median its 10-year median of 103.36 and 535.1% above the Banks industry median of 29.44. BSP Financial Group's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current OCF Margin % is 186.98% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BSP Financial Group (ASX:BFL) Overvalued in 2026?
Based on GuruFocus' analysis, BSP Financial Group stock appears to be overvalued.
The current stock price of A$8.19 is trading 2.9% above its estimated GF Value™ of A$7.96.
GuruFocus considers BSP Financial Group to be Fairly Valued.
Key valuation signals for ASX:BFL:
OCF Margin %: 186.98% (81% above median its 10-year median of 103.36)
GF Value™: A$7.96 vs. price of A$8.19 (2.9% above fair value)
Industry Position: 535.1% above the Banks median (#156 of 1501)
No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
58GF Score
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