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BSP Financial Group's EPS (Basic) for the
six
months ended in Dec. 2025 was A$0.42.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.81.
During the past 5 years, BSP Financial Group's highest 3-Year average EPS without NRI Growth Rate was 2.70% per year. The lowest was -0.40% per year. And the median was 1.15% per year.
BSP Financial Group (ASX:BFL) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
BSP Financial Group Earnings per Share (Diluted) Related Terms
BSP Financial Group Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for BSP Financial Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP Financial Group Earnings per Share (Diluted) Chart
ASX:BFL vs PNC, USB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, BSP Financial Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BSP Financial Group PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BSP Financial Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where BSP Financial Group's PE Ratio falls into.
BSP Financial Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
BSP Financial Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.81
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of A$0.81 mean?
BSP Financial Group (ASX:BFL) has a Earnings per Share (Diluted) of A$0.81 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BSP Financial Group and its competitors. According to the industry distribution chart, BSP Financial Group ranks #908 out of 1409 companies in the Banks industry, placing it in the top 64.4%.
Is BSP Financial Group's Earnings per Share (Diluted) too high?
BSP Financial Group's current Earnings per Share (Diluted) is A$0.81. Based on the distribution chart, BSP Financial Group ranks #908 out of 1409 companies in the Banks industry, which is below the industry midpoint. Overall, BSP Financial Group has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, BSP Financial Group ranks #908 out of 1409 companies for Earnings per Share (Diluted). This places BSP Financial Group in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BSP Financial Group and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BSP Financial Group's current Earnings per Share (Diluted) is A$0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$8.07, compared to a current price of A$8.05 — trading 0.2% below its estimated fair value. The current Earnings per Share (Diluted) is A$0.81. BSP Financial Group's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current Earnings per Share (Diluted) is A$0.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BSP Financial Group (ASX:BFL) Overvalued in 2026?
Based on GuruFocus' analysis, BSP Financial Group stock appears to be undervalued.
The current stock price of A$8.05 is trading 0.2% below its estimated GF Value™ of A$8.07.
GuruFocus considers BSP Financial Group to be Fairly Valued.
Key valuation signals for ASX:BFL:
Earnings per Share (Diluted): A$0.81
GF Value™: A$8.07 vs. price of A$8.05 (0.2% below fair value)
No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
48GF Score
Get the complete analysis for ASX:BFL
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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