BSP Financial Group (ASX:BFL) Net Loan: A$5,573 Mil (As of Dec. 2025)

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ASX:BFL BSP Financial Group Ltd ASX:BFL
51 GF Score
Price A$8.19
GF Value A$8.01
Valuation Fairly Valued
! 1 Warning Sign
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What is BSP Financial Group Net Loan?

BSP Financial Group ASX:BFL +0.24% 51 Net Loan is A$5,573 Mil as of Dec. 2025. GuruFocus rates ASX:BFL with a GF Score™ of 51/100 and a GF Value™ of A$8.01 (Fairly Valued). The stock has 1 warning sign investors should review.

BSP Financial Group's quarterly net loan increased from Dec. 2024 (A$5,181 Mil) to Jun. 2025 (A$5,415 Mil) and increased from Jun. 2025 (A$5,415 Mil) to Dec. 2025 (A$5,573 Mil).

BSP Financial Group's annual net loan increased from Dec. 2023 (A$5,099 Mil) to Dec. 2024 (A$5,415 Mil) and increased from Dec. 2024 (A$5,415 Mil) to Dec. 2025 (A$5,573 Mil).

BSP Financial Group Net Loan Historical Data

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The historical data trend for BSP Financial Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BSP Financial Group Net Loan Chart

BSP Financial Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
4,340.82 4,575.70 5,099.28 5,181.06 5,573.44

BSP Financial Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,099.28 5,250.83 5,181.06 5,414.53 5,573.44
ASX:BFL
51GF Score
BSP Financial Group Ltd ASX:BFL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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BSP Financial Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of A$5,573 Mil mean?
BSP Financial Group (ASX:BFL) has a Net Loan of A$5,573 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on BSP Financial Group and its competitors.
Is BSP Financial Group's Net Loan too high?
BSP Financial Group's current Net Loan is A$5,573 Mil. Overall, BSP Financial Group has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's Net Loan compare to PNC and USB?
BSP Financial Group's Net Loan of A$5,573 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on BSP Financial Group and its competitors. BSP Financial Group's current Net Loan is A$5,573 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$8.01, compared to a current price of A$8.19 — trading 2.2% above its estimated fair value. The current Net Loan is A$5,573 Mil. BSP Financial Group's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current Net Loan is A$5,573 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BSP Financial Group (ASX:BFL) Overvalued in 2026?

Based on GuruFocus' analysis, BSP Financial Group stock appears to be overvalued. The current stock price of A$8.19 is trading 2.2% above its estimated GF Value™ of A$8.01. GuruFocus considers BSP Financial Group to be Fairly Valued.

Key valuation signals for ASX:BFL:

  • Net Loan: A$5,573 Mil
  • GF Value™: A$8.01 vs. price of A$8.19 (2.2% above fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BSP Financial Group Business Description

Address Klinki Street, Waigani Drive, Section 34, Allotment 6 and 7, Hohola, Port Moresby, PNG, 121
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
51GF Score

Get the complete analysis for ASX:BFL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.19
Price
A$8.01
GF Value