Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BSP Financial GroupASX:BFL +0.25%52 EV-to-OCF is 0.52 as of Aug. 12, 2026, which is 9% below its 10-year median of 0.57. GuruFocus rates ASX:BFL with a GF Score™ of 52/100 and a GF Value™ of A$8.05 (Fairly Valued). Among 1,497 Banks companies, BSP Financial Group ranks better than 66.4% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, BSP Financial Group's Enterprise Value is A$810 Mil.
BSP Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$1,548 Mil. Therefore, BSP Financial Group's EV-to-OCF for today is 0.52.
The historical rank and industry rank for BSP Financial Group's EV-to-OCF or its related term are showing as below:
ASX:BFL'
s EV-to-OCF Range Over the Past 10 Years
Min: -0.31 Med: 0.57 Max: 8.75
Current: 0.5
During the past 5 years, the highest EV-to-OCF of BSP Financial Group was 8.75. The lowest was -0.31. And the median was 0.57.
ASX:BFL's EV-to-OCF is ranked better than 66.4% of 1497
companies
in the Banks industry
Industry Median: 3.99
vs ASX:BFL: 0.50
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BSP Financial Group (ASX:BFL) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BSP Financial Group's PE Ratio (TTM) for today is calculated as:
BSP Financial Group's share price for today is A$7.98.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. BSP Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.814.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
BSP Financial Group EV-to-OCF Related Terms
BSP Financial Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for BSP Financial Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BSP Financial Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BSP Financial Group EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, BSP Financial Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where BSP Financial Group's EV-to-OCF falls into.
BSP Financial Group's current Enterprise Value is A$810 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. BSP Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$1,548 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP Financial Group (ASX:BFL) has a EV-to-OCF of 0.52 as of Aug. 12, 2026. This is near median its historical median of 0.57. According to the industry distribution chart, BSP Financial Group ranks #503 out of 1497 companies in the Banks industry, placing it in the top 33.6%.
Is BSP Financial Group's EV-to-OCF too high?
BSP Financial Group's current EV-to-OCF of 0.52 is near median its 10-year median of 0.57. The Banks industry median EV-to-OCF is 3.99. BSP Financial Group's value of 0.52 is 87% below this industry median. Based on the distribution chart, BSP Financial Group ranks #503 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, BSP Financial Group has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, BSP Financial Group ranks #503 out of 1497 companies for EV-to-OCF. This puts BSP Financial Group in the upper half of its industry. The industry median EV-to-OCF is 3.99. BSP Financial Group's value of 0.52 is 87% below this benchmark. While the company's 10-year median is 0.57 vs. the industry median of 3.99, BSP Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BSP Financial Group's current EV-to-OCF of 0.52 is 87% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BSP Financial Group's current EV-to-OCF is 0.52, which is near median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$8.05, compared to a current price of A$7.98 — trading 0.9% below its estimated fair value. The current EV-to-OCF is 0.52, which is near median its 10-year median of 0.57 and 87% below the Banks industry median of 3.99. BSP Financial Group's overall GF Score™ is 52/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current EV-to-OCF is 0.52 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BSP Financial Group (ASX:BFL) Overvalued in 2026?
Based on GuruFocus' analysis, BSP Financial Group stock appears to be undervalued.
The current stock price of A$7.98 is trading 0.9% below its estimated GF Value™ of A$8.05.
GuruFocus considers BSP Financial Group to be Fairly Valued.
Key valuation signals for ASX:BFL:
EV-to-OCF: 0.52 (near median its 10-year median of 0.57)
GF Value™: A$8.05 vs. price of A$7.98 (0.9% below fair value)
Industry Position: 87% below the Banks median (#503 of 1497)
No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
52GF Score
Get the complete analysis for ASX:BFL
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:BFL has been successfully added to your 
