BSP Financial Group (ASX:BFL) Moat Score: 0/10 (As of Jul. 01, 2026)


ASX:BFL BSP Financial Group Ltd ASX:BFL
58 GF Score
Price A$8.20
GF Value A$7.97
Valuation Fairly Valued
! 1 Warning Sign
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What is BSP Financial Group Moat Score?

BSP Financial Group has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

BSP Financial Group has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes BSP Financial Group might have No Moat - No discernible moat.

BSP Financial Group  (ASX:BFL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

BSP Financial Group Moat Score Related Terms

ASX:BFL
58GF Score
BSP Financial Group Ltd ASX:BFL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BSP Financial Group (ASX:BFL) Overvalued in 2026?

Based on GuruFocus' analysis, BSP Financial Group stock appears to be overvalued. The current stock price of A$8.20 is trading 2.9% above its estimated GF Value™ of A$7.97. GuruFocus considers BSP Financial Group to be Fairly Valued.

Key valuation signals for ASX:BFL:

  • Moat Score: 0
  • GF Value™: A$7.97 vs. price of A$8.20 (2.9% above fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BSP Financial Group Business Description

Address Klinki Street, Waigani Drive, Section 34, Allotment 6 and 7, Hohola, Port Moresby, PNG, 121
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
58GF Score

Get the complete analysis for ASX:BFL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.20
Price
A$7.97
GF Value