BSP Financial GroupASX:BFL -0.61%58 Dividend Payout Ratio is 0.33 as of Dec. 2025, which is 48% below its 10-year median of 0.63. GuruFocus rates ASX:BFL with a GF Score™ of 58/100 and a GF Value™ of A$7.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,172 Banks companies, BSP Financial Group ranks worse than 86.95% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. BSP Financial Group's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.33.
The historical rank and industry rank for BSP Financial Group's Dividend Payout Ratio or its related term are showing as below:
ASX:BFL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.63 Max: 0.82
Current: 0.63
During the past 5 years, the highest Dividend Payout Ratio of BSP Financial Group was 0.82. The lowest was 0.14. And the median was 0.63.
ASX:BFL's Dividend Payout Ratio is ranked worse than 86.95% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs ASX:BFL: 0.63
During the past 12 months, BSP Financial Group's average Dividends Per Share Growth Rate was 11.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -1.90% per year.
During the past 5 years, the highest 3-Year average Dividends Per Share Growth Rate of BSP Financial Group was 63.40% per year. The lowest was -1.90% per year. And the median was 30.75% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
BSP Financial Group (ASX:BFL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
BSP Financial Group Dividend Payout Ratio Related Terms
BSP Financial Group Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for BSP Financial Group's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:BFL vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, BSP Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BSP Financial Group Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BSP Financial Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where BSP Financial Group's Dividend Payout Ratio falls into.
BSP Financial Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
BSP Financial Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP Financial Group (ASX:BFL) has a Dividend Payout Ratio of 0.33 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BSP Financial Group and its competitors. This is 48% below median its historical median of 0.63. Over the past decade, BSP Financial Group's Dividend Payout Ratio has ranged from 0.14 to 0.82. According to the industry distribution chart, BSP Financial Group ranks #1019 out of 1172 companies in the Banks industry, placing it in the top 86.9%.
Is BSP Financial Group's Dividend Payout Ratio too high?
BSP Financial Group's current Dividend Payout Ratio of 0.33 is 48% below median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.82. The Banks industry median Dividend Payout Ratio is 0.32. BSP Financial Group's value of 0.33 is 3.1% above this industry median. Based on the distribution chart, BSP Financial Group ranks #1019 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BSP Financial Group has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BSP Financial Group ranks #1019 out of 1172 companies for Dividend Payout Ratio. This places BSP Financial Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. BSP Financial Group's value of 0.33 is 3.1% above this benchmark. Historically, BSP Financial Group's own Dividend Payout Ratio has ranged from 0.14 to 0.82 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 0.32, BSP Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BSP Financial Group's current Dividend Payout Ratio of 0.33 is 3.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BSP Financial Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BSP Financial Group's current Dividend Payout Ratio is 0.33, which is 48% below median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$7.96, compared to a current price of A$8.20 — trading 3% above its estimated fair value. The current Dividend Payout Ratio is 0.33, which is 48% below median its 10-year median of 0.63 and 3.1% above the Banks industry median of 0.32. BSP Financial Group's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current Dividend Payout Ratio is 0.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BSP Financial Group (ASX:BFL) Overvalued in 2026?
Based on GuruFocus' analysis, BSP Financial Group stock appears to be overvalued.
The current stock price of A$8.20 is trading 3% above its estimated GF Value™ of A$7.96.
GuruFocus considers BSP Financial Group to be Fairly Valued.
Key valuation signals for ASX:BFL:
Dividend Payout Ratio: 0.33 (48% below median its 10-year median of 0.63)
GF Value™: A$7.96 vs. price of A$8.20 (3% above fair value)
Industry Position: 3.1% above the Banks median (#1019 of 1172)
No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
58GF Score
Get the complete analysis for ASX:BFL
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:BFL has been successfully added to your 
