BSP Financial Group (ASX:BFL) Short-Term Debt: A$82 Mil (As of Dec. 2025)

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ASX:BFL BSP Financial Group Ltd ASX:BFL
50 GF Score
Price A$8.18
GF Value A$8.00
Valuation Fairly Valued
! 1 Warning Sign
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What is BSP Financial Group Short-Term Debt?

BSP Financial Group ASX:BFL +0.12% 50 Short-Term Debt is A$82 Mil as of Dec. 2025. GuruFocus rates ASX:BFL with a GF Score™ of 50/100 and a GF Value™ of A$8.00 (Fairly Valued). The stock has 1 warning sign investors should review.

BSP Financial Group's Short-Term Debt for the quarter that ended in Dec. 2025 was A$82 Mil.

BSP Financial Group's quarterly Short-Term Debt declined from Dec. 2024 (A$85 Mil) to Jun. 2025 (A$0 Mil) but then increased from Jun. 2025 (A$0 Mil) to Dec. 2025 (A$82 Mil).

BSP Financial Group's annual Short-Term Debt declined from Dec. 2023 (A$89 Mil) to Dec. 2024 (A$85 Mil) and declined from Dec. 2024 (A$85 Mil) to Dec. 2025 (A$82 Mil).

BSP Financial Group Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

BSP Financial Group Short-Term Debt Related Terms

BSP Financial Group Short-Term Debt Historical Data

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The historical data trend for BSP Financial Group's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BSP Financial Group Short-Term Debt Chart

BSP Financial Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
162.71 169.46 89.12 85.34 82.49

BSP Financial Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only 89.12 0.00 85.34 0.00 82.49
ASX:BFL
50GF Score
BSP Financial Group Ltd ASX:BFL
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of A$82 Mil mean?
BSP Financial Group (ASX:BFL) has a Short-Term Debt of A$82 Mil as of Dec. 2025.
Is BSP Financial Group's Short-Term Debt too high?
BSP Financial Group's current Short-Term Debt is A$82 Mil. Overall, BSP Financial Group has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's Short-Term Debt compare to PNC and USB?
BSP Financial Group's Short-Term Debt of A$82 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. BSP Financial Group's current Short-Term Debt is A$82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, BSP Financial Group (ASX:BFL) is currently considered Fairly Valued. The stock's GF Value™ is A$8.00, compared to a current price of A$8.18 — trading 2.3% above its estimated fair value. The current Short-Term Debt is A$82 Mil. BSP Financial Group's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For BSP Financial Group (ASX:BFL), the current Short-Term Debt is A$82 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BSP Financial Group (ASX:BFL) Overvalued in 2026?

Based on GuruFocus' analysis, BSP Financial Group stock appears to be overvalued. The current stock price of A$8.18 is trading 2.3% above its estimated GF Value™ of A$8.00. GuruFocus considers BSP Financial Group to be Fairly Valued.

Key valuation signals for ASX:BFL:

  • Short-Term Debt: A$82 Mil
  • GF Value™: A$8.00 vs. price of A$8.18 (2.3% above fair value)
  • GF Score™: 50/100 with 1 warning sign

No single metric tells the full story. See the ASX:BFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BSP Financial Group Business Description

Address Klinki Street, Waigani Drive, Section 34, Allotment 6 and 7, Hohola, Port Moresby, PNG, 121
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
50GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.18
Price
A$8.00
GF Value