Banco Nacional de Credito CA (CAR:BNC) OCF Yield %: 10.74 (As of Jul. 14, 2026)

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CAR:BNC Banco Nacional de Credito CA CAR:BNC
88 GF Score
Price VES472.95
GF Value VES231.17
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Banco Nacional de Credito CA OCF Yield %?

Banco Nacional de Credito CA CAR:BNC -0.22% 88 OCF Yield % is 10.74 as of Jul. 14, 2026. GuruFocus rates CAR:BNC with a GF Score™ of 88/100 and a GF Value™ of VES231.17 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Banco Nacional de Credito CA ranks better than 56.38% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Banco Nacional de Credito CA's Trailing 12-Month Cash Flow from Operations is VES39,388 Mil, and Market Cap is VES366,762 Mil. Therefore, Banco Nacional de Credito CA's OCF Yield % for today is 10.74%.

The historical rank and industry rank for Banco Nacional de Credito CA's OCF Yield % or its related term are showing as below:

CAR:BNC' s OCF Yield % Range Over the Past 10 Years
Min: -174   Med: -2.2   Max: 7067517.07
Current: 10.74


During the past 13 years, the highest OCF Yield % of Banco Nacional de Credito CA was 7067517.07%. The lowest was -174.00%. And the median was -2.20%.

CAR:BNC's OCF Yield % is ranked better than
56.38% of 1504 companies
in the Banks industry
Industry Median: 9.23 vs CAR:BNC: 10.74

Banco Nacional de Credito CA's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Banco Nacional de Credito CA OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Banco Nacional de Credito CA OCF Yield % Related Terms


Banco Nacional de Credito CA OCF Yield % Historical Data

* Premium members only.

The historical data trend for Banco Nacional de Credito CA's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Nacional de Credito CA OCF Yield % Chart

Banco Nacional de Credito CA Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.70 -33.04 -1.82 -30.74 37.41

Banco Nacional de Credito CA Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -97.14 -10.62 -53.53 63.90 44.03

CAR:BNC vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Banco Nacional de Credito CA's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Nacional de Credito CA OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Nacional de Credito CA's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Banco Nacional de Credito CA's OCF Yield % falls into.


CAR:BNC
88GF Score
Banco Nacional de Credito CA CAR:BNC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Nacional de Credito CA OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Banco Nacional de Credito CA's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=53067.265 / 141855.63307541
=37.41%

Banco Nacional de Credito CA's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=31230.299 * 2 / 141855.63307541
=44.03%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 10.74 mean?
Banco Nacional de Credito CA (CAR:BNC) has a OCF Yield % of 10.74 as of Jul. 14, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Nacional de Credito CA and its competitors. According to the industry distribution chart, Banco Nacional de Credito CA ranks #656 out of 1504 companies in the Banks industry, placing it in the top 43.6%.
Is Banco Nacional de Credito CA's OCF Yield % too high?
Banco Nacional de Credito CA's current OCF Yield % is 10.74. The Banks industry median OCF Yield % is 9.23. Banco Nacional de Credito CA's value of 10.74 is 16.4% above this industry median. Based on the distribution chart, Banco Nacional de Credito CA ranks #656 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Nacional de Credito CA has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Nacional de Credito CA ranks #656 out of 1504 companies for OCF Yield %. This puts Banco Nacional de Credito CA in the upper half of its industry. The industry median OCF Yield % is 9.23. Banco Nacional de Credito CA's value of 10.74 is 16.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Nacional de Credito CA's current OCF Yield % of 10.74 is 16.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Nacional de Credito CA and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Nacional de Credito CA's current OCF Yield % is 10.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES231.17, compared to a current price of VES472.95 — trading 104.6% above its estimated fair value. The current OCF Yield % is 10.74 and 16.4% above the Banks industry median of 9.23. Banco Nacional de Credito CA's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current OCF Yield % is 10.74 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued. The current stock price of VES472.95 is trading 104.6% above its estimated GF Value™ of VES231.17. GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.

Key valuation signals for CAR:BNC:

  • OCF Yield %: 10.74
  • GF Value™: VES231.17 vs. price of VES472.95 (104.6% above fair value)
  • GF Score™: 88/100 with 2 warning signs
  • Industry Position: 16.4% above the Banks median (#656 of 1504)

No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Nacional de Credito CA Business Description

Address Francisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
88GF Score

Get the complete analysis for CAR:BNC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

VES472.95
Price
VES231.17
GF Value